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1450 Highway 27, Summerville, GA, 30747

4beds
3baths
3,029sqft
$1,680,000
$555price/sqft
$11,991/moest. monthly cost
$479,640/yrincome needed

About This Home

OWNER WILL FINANCE!!!The sale of this property includes 15.52 acres, a 11,300 square foot building with a full huge apartment in it and a huge theater perfect for a church, dinner theater, or antique market. This wonderful facility will easily seat 350-400 people with a 28 ft. high cathedral ceiling and a balcony. This room has 16 ceiling fans and 8 central HVAC units with high energy efficient THREE PHASE POWER. There is a large kitchen, separate men/ women restroom facilities and serveral large offices downstairs. The building is well insulated with R36 insulation in all of the exterior walls. The wiring in the interior walls is installed at the top so they can be removed to make the space even larger. Upstairs has several large offices, a second kitchen and full bathroom. This building has ample parking for 200+ cars. Also included is a 4BR, 3BA custom built home in pristine condition with an oversized 2 car garage and a large screened porch over looking the gorgeous Litttle Armuchee Creek. Red oak hardwood floors, Jacuzzi tub, 14 ft vaulted ceiling in the living room, tray ceiling in the master, solid wood kitchen cabinets, and a solid oak stair case. Downstairs has 2 additional bonus rooms, a full bathroom, a separate entrance and sidewalk making this an easy conversion into a teen or inlaw suite or even offices. Both levels have theri own HVAC units that are high energy efficient. This property has approximately 910 ft of road frontage on hwy 27 conveniently located 9 minutes north of Mt Berry Mall with easy access to I 75. There is also another home site which is prepped with all utilities. There is another 1500 gallon septic tank which could be used for commercial or residential use. There are 4 total septic tanks. One for the house, two for the commercial building, and a 4th one already installed for future use. Best thing is that Chattooga County taxes are MUCH LOWER than Floyd county taxes. Property now has fiber internet. YOU REALLY HAVE TO SEE THIS PROPERTY TO REALIZE WHAT A GOLD MINE IS HERE. FOR MORE INFORMATION AND PICTURES, SEE LISTING NUMBER 10505904. For additional details, see narrative in associated documents

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Chattooga High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,Master On Main Level,Separate Shower,Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Finished area below ground: 529
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,029
  • Total interior livable area: 3,029 sqft

Property

Details

  • Parcel number: 0007500000L01

Features

  • Levels: Multi/Split

Lot

  • Lot size: 15.52 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,494$101,928
Home Insurance *$1,444$17,328
Property Taxes $1,759$21,108
Electricity $294$3,531
Total$11,991$143,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$411,120/yr
40% on housing$359,730/yr
45% on housing$319,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 17.5%
17.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 30747$159
Chattooga County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30747$136
Chattooga County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-13Price change$1,700,000
2025-11-12Price change$1,900,000
2025-09-01Price change$2,000,000
2025-07-10Price change$2,500,000
2025-05-09Listed for sale$2,750,000
2022-08-22Listing removed$525,000
2022-07-22Price change$525,000
2022-06-17Price change$3,500,000
2022-06-17Price change$540,000
2022-06-17Price change$3,500,000
2022-06-17Listed for sale$540,000
2022-06-09Listing removed$559,900
2022-03-02Listed for sale$559,900
2020-10-30Listing removed$310,000
2020-04-03Listed for sale$310,000

For Sale by Agent

AgentMary Holcomb
BrokerageReese and Smallwood, Inc.

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