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2047 Ferndale Way, McCall, ID, 83638

2beds
1baths
744sqft
$715,000
$961price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Escape to the mountains and discover the charm of this quintessential McCall cabin nestled among towering pines on a beautifully wooded 0.32-acre homesite. This inviting A-frame retreat captures the essence of mountain living, offering warmth, character, and a true connection to nature just moments from the shores of Payette Lake. Surrounded by mature trees and located within a desirable community featuring multiple private beach and lake access points, this property is the perfect basecamp for enjoying everything McCall has to offer. Spend your days boating, paddleboarding, swimming, fishing, or simply relaxing on the beach before returning home to your private woodland sanctuary. Inside, the cabin exudes classic mountain charm with its cozy living spaces, rustic ambiance, and inviting cabin feel. A separate detached outbuilding adds exceptional versatility, featuring its own living area and lofted sleeping space—ideal for guests, a bunkhouse, studio, or recreation room. Conveniently located just 3.6 miles from downtown McCall and only 11 miles from Brundage Mountain Resort, you'll enjoy quick access to shopping, dining, skiing, mountain biking, hiking, snowmobiling, and countless year-round recreational opportunities. Whether you're looking for a full-time residence, vacation getaway, or investment property, this enchanting mountain retreat offers it all! Call Now.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
9/10

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of Baths Main Level: 1
  • Flooring: Engineered Vinyl Plank
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 624

Heating

  • Heating features: Baseboard,Electric,Propane

Interior Area

  • Total structure area: 744
  • Total interior livable area: 744 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: RP006600050050
  • Zoning: County

Features

  • Levels: Two
  • Waterfront features: Lake

Lot

  • Lot size: 0.32 Acres
  • Features: 10000 SF - .49 AC,Wooded,Winter Access
  • Lot size dimensions: 150 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Avalanche
Landslide

FEMA Declared Disasters in Valley County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance $202$2,424
Property Taxes $136$1,632
Electricity $141$1,695
Total$4,094$49,128

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$961This listing

vs Other Active Listings

Avg $/sqft

ZIP 83638$569
Valley County$458

vs Homes Sold Last Month

Median $/sqft

ZIP 83638
Valley County$430

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentHaden Tanner
BrokerageTamarack Realty LLC

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