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1504 Houghton View Dr, Houghton Lake, MI, 48629

2beds
1baths
1,214sqft
$350,000
$288price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

This comfortable cottage, holds an updated bathroom, 2 large bedrooms and a breezeway area for extra sleeping or relaxing on the main level. The view of Houghton Lake and the surrounding area is amazing from the elevated decking on the immediate shoreline. Basement is partially finished with 2 sleeping quarters and laundry area.. Fenced in yard, Central Air, Garage and Shed! New siding was installed 2025! Just a two minute walk to Kilkare Inn or Joes Coney for cocktails and food. Call today for a showing!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Collins Elementary SchoolGrades PK-20.6 mi
6/10
Houghton Lake High SchoolGrades 7-120.5 mi
5/10
Collins Elementary SchoolGrades PK-60.6 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 836

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,214
  • Total interior livable area: 1,214 sqft

Property

Details

  • Parcel number: 0030180040020
  • Special condition: Trust
  • Other equipment: Satellite Dish

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Houghton Lake

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 28 x 172

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$211$2,532
Property Taxes $259$3,108
Electricity $188$2,259
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 48629$124
Roscommon County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 48629
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$379,900
2025-06-16Listing removed$399,900
2025-03-18Listed for sale$399,900
2024-09-18Listing removed$399,000
2024-08-06Price change$399,000
2024-07-24Price change$419,900
2024-07-10Listed for sale$425,000

For Sale by Agent

AgentBrian Lackey
BrokerageMidge & Co-Luxury Lakefront Homes

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