




2185 E Houghton Lake Dr, Houghton Lake, MI, 48629
About This Home
Nestled on a quiet canal just a 5-minute boat ride from beautiful Houghton Lake, this stunning 5 bedroom, 3.5 bath home offers over 5,000 square feet of living space designed for comfort, entertaining, and year-round enjoyment. With 86 feet of canal frontage, plenty of room for your boat and water toys, and peaceful waterfront views, this property is the perfect Up North retreat or full-time residence. Step inside to a spacious open-concept layout where the kitchen and dining area flow seamlessly into the large living room, creating the ideal gathering space for family and friends. The main floor features 3 generous bedrooms along with beautiful living areas filled with natural light. Upstairs, you'll find an office/bonus room that offers endless possibilities for a home office, workout room, game room, or additional guest space. The finished walkout lower level is like a home of its own, complete with a second kitchen, a huge family/recreation area, 2 additional bedrooms, and a full bath--perfect for extended family, guests, or entertaining. There is also an oversized storage area along with an attached walkout garage ideal for storing lawn equipment, tools, snowmobiles, jet skis, and all your lake-life essentials. Outside, the backyard leads directly to the canal where your boat awaits just steps away. The impressive 4.5 car garage and abundant storage throughout the property provide plenty of room for vehicles, recreational equipment, and hobbies. Located directly across the road from a wooded Township Park with walking trails and only minutes from restaurants, shopping, golfing, marinas, trails, and all the fun that Houghton Lake has to offer, this exceptional waterfront property combines space, functionality, and lake living at its finest.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Disposal,Dryer,Dishwasher
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 2,913
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,113
- Total interior livable area: 5,113 sqft
Property
Accessibility
- Accessibility features: Covered Entrance
Details
- Parcel number: 0035080060000
Features
- Stories: 1
- Patio & porch: Patio/Porch
- Exterior features: Sprinkler System
- On waterfront: Yes
- Waterfront features: Inland Waterway
- Waterbody name: Houghton Lake
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 85 x 236
Parking
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Roscommon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $604 | $7,248 |
| Property Taxes | $1,051 | $12,612 |
| Electricity | $557 | $6,692 |
| Total | $7,268 | $87,216 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Price change | $999,900 |
| 2026-05-22 | Listed for sale | $1,199,000 |
| 2012-08-28 | Sold | $378,500 |
