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110 Wendy Ln, Roscommon, MI, 48653

2beds
2baths
1,428sqft
$289,900
$203price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Just down the road from the crystal-clear waters of Higgins Lake State Park and only a few miles from Houghton Lake, this fully renovated home offers the perfect Up North getaway with modern comfort, quality craftsmanship, and thoughtful upgrades throughout. Higgins Lake is known for its stunning blue water, sandy shoreline, and some of the most beautiful sunsets in Northern Michigan. With boating, fishing, swimming, and miles of public shoreline, it’s a true four-season destination that makes this location incredibly desirable for both relaxation and recreation. Whether you’re looking for an everyday home or your Up North getaway, this property offers the flexibility to fit your lifestyle. The great room is warm and inviting with soaring cathedral ceilings and a charming fireplace, creating the perfect space to relax or entertain in every season. The gorgeous kitchen is a true highlight, featuring stainless steel appliances, granite countertops, and a clean, modern design that blends style and function beautifully. Also on the main level is a beautifully updated full bathroom with quality finishes throughout, showcasing craftsmanship and attention to detail at every turn. The primary bedroom is conveniently located on the main floor, offering comfortable one-level living and easy access to the main living spaces. A functional mudroom and main-floor laundry add everyday convenience and practicality, keeping life organized after days on the lake or outdoors. The second bedroom is located on the upper level, along with a versatile loft area that serves perfectly as a 3rd bedroom, plus a convenient half bath. This home has been completely updated, including a forced air furnace with central air conditioning for year-round comfort, as well as a whole-house generator for peace of mind in any season. An oversized 2-car garage provides plenty of room for vehicles, boats & all your Up North toys. Nothing to do but move in and enjoy!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Collins Elementary SchoolGrades PK-28.1 mi
6/10
Houghton Lake High SchoolGrades 7-128.2 mi
5/10
Collins Elementary SchoolGrades PK-68.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: A Frame,Colonial
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 15 X 16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Features

  • Finished area above ground: 1,428

Great Room

  • Level: Entry
  • Area: 225
  • Dimensions: 15 X 15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,428 sqft

Kitchen

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Laundry

  • Level: Entry
  • Area: 48
  • Dimensions: 6 X 8

Loft

  • Level: Second
  • Area: 108
  • Dimensions: 9 X 12

Other

  • Level: Entry
  • Area: 72
  • Dimensions: 8 X 9

Other

  • Level: Second
  • Area: 35
  • Dimensions: 5 X 7

Primary Bedroom

  • Level: Entry
  • Area: 195
  • Dimensions: 13 X 15

Property

Details

  • Parcel number: 0084410590000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 97 x 154 x 86 x 51

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$195$2,340
Property Taxes $353$4,236
Electricity $188$2,259
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 48653$157
Roscommon County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 48653
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$289,900
2026-07-07Price change$289,900
2026-05-22Listed for sale$299,900
2014-10-03Sold$66,500

For Sale by Agent

AgentChristine Tiderington
BrokerageColdwell Banker Town & Country

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