See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2020 Summit St, Kansas City, MO, 64108

4beds
2baths
1,800sqft
$360,000
$200price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

Location, location, location! Whether looking for a complete renovation project on a large brick structure, or a scrape, this property is it! This is your opportunity to renovate or build your dream home in the coveted Westside neighborhood of Kansas City. New construction homes in the area are selling for $665k-$1MM+, leaving plenty of options to make this lot your piece of paradise. Seller is also selling the three additional parcels (2018, 2024 & 2026), develop the entire plot, or just one parcel! Great location nearby highway access, local restaurants, community center and parks.

Getting Around

81
WalkingVery Walkable
49
TransitSome Transit
54
BikeBikeable

Schools

2/10
Northeast Middle SchoolGrades 7-84.0 mi
2/10
Northeast High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Other
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 29410212200000000
  • Exclusions: As Is

Lot

  • Lot size: 6,325 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$269$3,228
Property Taxes $338$4,056
Electricity $141$1,693
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 64108$233
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64108$219
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Price change$360,000
2025-08-14Listed for sale$370,000

For Sale by Agent

AgentAndrea Wardell
BrokerageWardell & Holmes Real Estate

Similar Homes