See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5582 Peck St, Peck, MI, 48466

2beds
1baths
800sqft
$139,500
$174price/sqft
$1,239/moest. monthly cost
$49,560/yrincome needed

About This Home

Charming Village Home – Perfect Starter, Retirement, or Investment Opportunity! Welcome home to this cozy 2-bedroom, 1-bath residence located in the heart of the Village of Peck. Whether you’re looking for your first home, a comfortable place to retire, or a smart investment property, this home offers plenty of potential. Conveniently situated within walking distance of local shops, parks, and village amenities, you’ll enjoy small-town living with everything close at hand. The manageable layout makes for easy maintenance, while the property provides an excellent opportunity to add your personal touches and build equity. Don’t miss your chance to own an affordable home in a convenient location with endless possibilities!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Peck Jr./Sr. High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: Entry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Entry
  • Area: 50

Bedroom1

  • Level: Entry
  • Area: 110

Bedroom2

  • Level: Entry
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 800

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Area: 99

Living Room

  • Area: 96

Property

Details

  • Parcel number: 07106000300210
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Frontage type: Road
  • Frontage length: 66

Lot

  • Lot size: 8,712 sqft
  • Features: Walk to School
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $705$8,460
Home Insurance *$108$1,296
Property Taxes $238$2,856
Electricity $188$2,259
Total$1,239$14,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,480/yr
40% on housing$37,170/yr
45% on housing$33,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 48466
Sanilac County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48466
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$139,500
2026-07-07Listed for sale$139,500

For Sale by Agent

AgentPenny S Schwarzentraub
BrokerageTown & Country Realty-Lexington

Similar Homes