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3864 Lakeshore Rd, Deckerville, MI, 48427

6beds
6baths
8,750sqft
$1,299,900
$149price/sqft
$9,445/moest. monthly cost
$377,800/yrincome needed

About This Home

**OPEN HOUSE - SUNDAY, APRIL 26, 1-4PM** Discover this stunning lakeside retreat just minutes north of Lexington, nestled on an estate-like property along the shores of Lake Huron. Adding to its value, the detached carriage house is complete with additional bedrooms, a full bathroom and expansive 4 car garage/game room combination with epoxy floors, and upper loft. The paver walkway leads you inside the main house where you'll find an open concept kitchen with ample counter space, granite countertops, roll out shelves, and all appliances included. The island offers barstool seating for easy hosting. For more formal gatherings, enjoy time with friends and family in the formal dining room. The bright and airy great room is complete with a cozy gas fireplace, hardwood floors, and loads of windows with natural sunlight and stunning views of the lake. A private attached suite offers additional living space, with a primary bedroom ensuite, secondary kitchen, laundry, and natural wood burning stove. The handicap accessible elevator serves all three levels for added convenience. The primary bedroom screams luxury with access to a private balcony and large bathroom with timeless crown molding, dual sinks, and 2nd floor laundry. 2 additional ensuite bedrooms are located upstairs, along with a flex room or additional bedroom option. The walk out basement is the perfect setting for the beautiful summer months, featuring a full kitchen, full bathroom and 2 bedrooms. Outside you can enjoy the elevated patio, expertly landscaped surroundings, and private beach access—perfect for lakeside relaxation. Additional features include a 2 car detached garage, whole house generator, geothermal heat, and tankless water heaters. Whether you're searching for your forever home, a lakefront getaway, or a high-end Airbnb investment, this property offers an exceptional opportunity! All furnishings also available!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Second Floor Laundry,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access,Concrete

Bathroom1

  • Level: Entry

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bathroom4

  • Level: Upper

Bathroom5

  • Level: Basement

Bedroom

  • Level: Basement
  • Area: 182

Bedroom1

  • Level: Entry
  • Area: 195

Bedroom2

  • Level: Upper
  • Area: 396

Bedroom3

  • Level: Upper
  • Area: 210

Bedroom4

  • Level: Upper
  • Area: 837

Bedroom5

  • Level: Basement
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 224

Features

  • Cathedral/Vaulted Ceiling,Sump Pump,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas,Great Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 7,150

Great Room

  • Level: Entry
  • Area: 357

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 8,894
  • Total interior livable area: 8,750 sqft

Kitchen

  • Level: Entry
  • Area: 143

Master Bedroom

  • Level: First

Office

  • Level: Entry
  • Area: 208

Property

Details

  • Parcel number: 11126000001000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Spa/Jetted Tub
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Seawall,Waterfront
  • Frontage length: 100

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 100 x 242

Parking

  • Total spaces: 6
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,052$12,624
Property Taxes $866$10,392
Electricity $954$11,452
Total$9,445$113,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$323,828/yr
40% on housing$283,350/yr
45% on housing$251,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 48427$174
Sanilac County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48427
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$1,350,000
2025-11-02Listing removed$1,399,900
2025-08-25Price change$1,399,900
2025-07-10Price change$1,499,900
2025-06-08Price change$1,650,000
2025-05-12Listed for sale$1,750,000
2023-04-01Listing removed--
2022-09-09Listed for sale$1,400,000
2020-11-09Listing removed$849,900
2020-06-30Listed for sale$849,900
2019-01-04Listing removed$889,000
2018-07-06Price change$889,000
2018-05-08Listed for sale$924,500
2008-10-23Sold$650,000

For Sale by Agent

AgentEd Martin
BrokerageRE/MAX First

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