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7282 Hubbard St, Lexington, MI, 48450

2beds
1baths
888sqft
$289,900
$326price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

EAST SIDE - VILLAGE OF LEXINGTON! Prime Village location steps from the Sandy Beach, the iconic Harbor/Marina, quaint shops & delicious restaurants - this 2 Bedroom Home offers year round &/or Vacation Get-A-Way perfection! Step inside from the Front Covered Porch to a Living Area featuring wood floors & cove ceilings! Brand new Kitchen Cabinetry, granite Counters & Appliances! Natural gas forced air furnace PLUS a brand new Mini-Split (Heat Pump) in Living Room providing additional heating with cooling! Detached 24'x24' Garage currently with a single bay on the West Side & a Bonus Room (11'x18') with Knotty Pine walls & seasonal Half Bath on the East side! Additional 6'x14' Attached Shed to Rear of Garage! Spacious Yard, asphalt driveway, city water & sewer! Welcome to Life in the Heart of the Village in Michigan's Thumb Coast!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Meyer Elementary SchoolGrades PK-40.2 mi
8/10

Construction

Materials

  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 49

Bedroom1

  • Level: Main
  • Area: 121

Bedroom2

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Wood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Features: Vinyl
  • Area: 165

Living Room

  • Features: Wood
  • Area: 228

Property

Details

  • Parcel number: 15237000001900
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Frontage type: Road
  • Frontage length: 66

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1
  • Parking features: Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$206$2,472
Property Taxes $535$6,420
Electricity $188$2,259
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 48450$178
Sanilac County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48450
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$289,900
2026-06-09Listed for sale$295,900
2026-04-21Sold$172,500
2015-06-23Sold$135,100

For Sale by Agent

AgentMichael Rickerman
BrokerageEpique Inc.

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