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7296 Cedar Rd, Lexington, MI, 48450

1beds
1baths
600sqft
$199,900
$333price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Just a short walk from the shimmering shores of Lake Huron, this charming one-bedroom, one-bath cottage offers the perfect getaway. Light, bright, and airy, the open-concept kitchen, dining, and living room create a welcoming space for effortless indoor entertaining. Sitting on a generous 140x100 lot, the property provides plenty of room for outdoor gatherings, gardening, or simply soaking up the sunshine. The original 1970s home underwent a complete renovation in 1997—including foundation, roof, windows, doors, siding, plumbing, and electrical—giving you peace of mind and modern comfort. No work needed here! Please do not walk property without an appointment.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Meyer Elementary SchoolGrades PK-43.5 mi
8/10

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 28

Bedroom1

  • Level: First
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 156

Features

  • Finished area below ground: 0
  • Finished area above ground: 600

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 156

Property

Details

  • Parcel number: 26130000116310
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Lake/River Access
  • Frontage type: Road
  • Frontage length: 140

Lot

  • Lot size: 0.32 Acres
  • Features: Large Lot - 65+ Ft.
  • Lot size dimensions: 140 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$142$1,704
Property Taxes $368$4,416
Electricity $188$2,259
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 48450$180
Sanilac County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48450
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$229,900
2026-03-18Listed for sale$239,900
2023-09-29Listing removed--
2021-09-27Sold$110,000
2021-09-22Pending sale$109,750
2019-05-24Sold$73,000
2019-05-06Pending sale$74,900
2019-04-13Listed for sale$74,900
2018-08-13Listing removed$69,900
2018-07-08Price change$69,900
2018-04-28Listed for sale$74,900

For Sale by Agent

AgentAngela Wagester
BrokerageTown & Country Realty-Lexington

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