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7525 Elmwood Rd, Lexington, MI, 48450

3beds
1baths
888sqft
$209,900
$236price/sqft
$1,814/moest. monthly cost
$72,560/yrincome needed

About This Home

BEACH ACCESS Lake Huron Living at Its Best! Just 3 houses from Lake Huron, this charming 3-bedroom home offers everything you need for year-round lakeside living! Features: Beach access just steps away, Gorgeous lake views from the deck and backyard, park with sandy beach and stunning Lake Huron views at the end of the street, Updated plumbing & fully winterized for year-round comfort, Only 3 ½ miles from Lexington for shopping, dining, and entertainment, enjoy breathtaking sunsets, morning walks along the beach, and the peace of lake living—Don’t miss this opportunity to own your own slice of Lake Huron paradise! Buyer to assume the sewer assessment

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Meyer Elementary SchoolGrades PK-43.9 mi
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 36

Bedroom1

  • Level: Main
  • Area: 140

Bedroom2

  • Level: Main
  • Area: 72

Bedroom3

  • Level: Main
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Area: 117

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Wall Furnace,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Area: 63

Living Room

  • Area: 176

Property

Details

  • Parcel number: 26131000039200
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced,Fence Neighbor Owned
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • Waterfront features: Lake/River Access,Beach Access,Great Lake
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 7,405 sqft
  • Features: Rural,Subdivision,Bluff
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 1.5
  • Parking features: Garage,Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$149$1,788
Property Taxes $416$4,992
Electricity $188$2,259
Total$1,814$21,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,194/yr
40% on housing$54,420/yr
45% on housing$48,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 48450$180
Sanilac County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48450
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$209,900
2026-01-24Listing removed$199,900
2026-01-09Listed for sale$199,900
2026-01-08Listing removed$199,900
2025-11-22Price change$199,900
2025-10-10Price change$209,900
2025-09-14Price change$219,900
2025-08-19Listed for sale$229,900
2022-09-09Sold$189,000
2022-08-18Pending sale$189,000
2022-08-09Listed for sale$189,000
2022-08-09Pending sale$189,000
2022-08-03Listed for sale$189,000
2015-09-04Sold$100,000

For Sale by Agent

AgentMalinda Kelly
BrokerageMalinda Kelly & Associates Real Estate, LLC

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