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3194 Main St, Marlette, MI, 48453

4beds
2baths
2,800sqft
$194,500
$69price/sqft
$1,789/moest. monthly cost
$71,560/yrincome needed

About This Home

Charming 1940 Craftsman bungalow in the heart of the City of Marlette! Step onto the inviting enclosed front porch and into a home full of original character — gleaming hardwood floors, rich original wood trim, and a cozy living room fireplace with brick hearth and built-in cabinetry set the tone. The main level offers a primary bedroom for easy one-floor living, while upstairs you'll find two bedrooms with vaulted ceilings, ceiling fans, and updated flooring and paint. The kitchen has been remodeled, blending modern convenience with the home's vintage charm. Enjoy classic hot-water radiator heat, a large basement with excellent storage potential, and a newer roof for peace of mind. Outside, the spacious 0.31-acre lot offers mature landscaping, sidewalks, and a detached 2-car garage. All this in a walkable village setting — a rare find at a great price. Schedule your showing today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000

Heating

  • Heating features: Baseboard,Hot Water,Radiant

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 33010004200500
  • Zoning description: residential

Features

  • Stories: 2

Lot

  • Lot size: 0.31 Acres
  • Features: Level,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 89 x 154

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $983$11,796
Home Insurance *$172$2,064
Property Taxes $329$3,948
Electricity $305$3,664
Total$1,789$21,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,337/yr
40% on housing$53,670/yr
45% on housing$47,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 48453$122
Sanilac County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48453
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$194,500
2026-07-15Listed for sale$199,000
2026-02-24Sold$105,001
2024-04-02Sold$180,000
2024-03-14Pending sale$189,900
2023-11-15Listed for sale$189,900
2023-03-11Listing removed--
2023-01-17Listing removed--
2022-12-22Listed for rent$1,500
2022-11-23Price change$188,780
2022-11-10Price change$188,900
2022-08-30Listed for sale$194,900
2022-06-06Sold$105,000
2011-11-29Sold$35,700

For Sale by Agent

AgentJulie Fagan
BrokerageeXp Realty, LLC

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