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806 University St, Cleveland, MS, 38732

2beds
1baths
1,252sqft
$116,000
$93price/sqft
$982/moest. monthly cost
$39,280/yrincome needed

About This Home

You don't want to miss this home at 806 University Street in Cleveland, MS. This charming 2 or 3 bed 1 bath home has a detached garage & spacious backyard. Inside, you walk though a cute foyer that leads to the living room with the dining and kitchen just behind it. The kitchen has a large pantry off to the side. This property is 0.7 miles from the Delta State library, so very convenient to campus!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Parks Elementary SchoolGrades K-60.6 mi
--
Cleveland High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1946

Materials

  • Foundation: Conventional
  • Roof: Shingle
  • Construction materials: Frame,Composite,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Kitchen

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 33205800001500
  • Zoning description: Single Family

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Rear Porch
  • Exterior features: None
  • Fencing: Other

Lot

  • Lot size: 9,000 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 2
  • Parking features: 2 Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Bolivar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $586$7,032
Home Insurance *$151$1,812
Property Taxes $53$636
Electricity $192$2,304
Total$982$11,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,668/yr
40% on housing$29,460/yr
45% on housing$26,186/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 38732$102
Bolivar County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 38732$84
Bolivar County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$119,500

For Sale by Agent

AgentStephen Turner
BrokeragePartnership Properties

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