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16163 Andal Lane, Mount Vernon, WA, 98274

5beds
5baths
3,860sqft
$1,700,000
$440price/sqft
$10,568/moest. monthly cost
$422,720/yrincome needed

About This Home

Remodeled Storybook Craftsman with high-end finishes and original refinished hardwoods throughout. Features a new roof with metal accents & skylight balconies overlooking Mt Baker, pond & surrounded by park-like setting. Heated tile floors, mood lighting, and a chef’s kitchen with Forno appliances, custom wine bar, and 8-ft accordion doors to a large deck and outdoor kitchen. Two luxe en-suites with soaking tubs overlook a pond with fountains. Top-level suite includes 5 closets, skylight balcony, and smart glass door. Media room with acoustic paneling, flex space with kitchenette and ¾ bath. 2,800 SQFT shop with 4 bay doors + loft, detached garage with gym, orchard, hot tub, and gazebo. Wraparound porch on 5 usable acres—ideal for horses or a mini farm. Minutes to I-5 and all amenities!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
3/10
Cascade Middle SchoolGrades 7-87.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry,Sauna
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Gas,Lower Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating

  • Heating features: Fireplace,Forced Air,Radiant,Propane

Interior Area

  • Total structure area: 3,860
  • Total interior livable area: 3,860 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Third

Other

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P27883
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Hot Tub/Spa,Pantry,Sauna,Skylight(s),Walk-In Closet(s),Wet Bar,Wine/Beverage Refrigerator
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Equestrian,Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 5 Acres
  • Features: Dead End Street,Deck,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 12
  • Parking features: Driveway,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$372$4,464
Property Taxes $1,336$16,032
Electricity $264$3,168
Total$10,568$126,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,331/yr
40% on housing$317,040/yr
45% on housing$281,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$280
Skagit County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,875,000
2026-04-09Price change$1,950,000
2026-03-10Price change$2,000,000
2026-02-19Listed for sale$2,200,000
2024-07-18Sold$720,000
2024-06-17Pending sale$750,000
2024-06-07Listed for sale$750,000
1999-03-11Sold$386,600

For Sale by Agent

AgentMelanie Archuleta
BrokerageWMC

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