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104 Pendleton Trce, Edenton, NC, 27932

2beds
3baths
1,156sqft
$234,990
$203price/sqft
$1,705/moest. monthly cost
$68,200/yrincome needed

About This Home

Experience charming cottage-style living in The Parker, a 2-story home designed for buyers who value character, efficiency, and proximity to downtown Edenton. This home features an open-concept main level ideal for entertaining, with a bright kitchen and inviting living space. Upstairs, two bedroom suites provide separation and convenience, each with access to its own bath. Energy Star construction and a gas tankless water heater support efficient living, while driveway parking and a detached golf-cart garage enhance the coastal lifestyle. Colonial Village offers small-town charm with big convenience, minutes from shopping, restaurants, Edenton-Chowan schools, and direct access to U.S. Route 17 and NC Route 32 for easy travel to Elizabeth City and Chesapeake. Favorable local property taxes help keep overall monthly ownership costs more manageable. With Ryan Homes, buyers enjoy a proven building process, quality craftsmanship, and personalized guidance every step of the way.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

--
White Oak ElementaryGrades PK-27.5 mi
4/10
Chowan MiddleGrades 6-812.0 mi
3/10
John A Holmes HighGrades 9-120.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Electric Range,Refrigerator,Tankless Water Heater,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry
  • Flooring: Carpet,Laminate/LVP
  • Attic: Scuttle
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Dimensions: 16.3X17

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,156 sqft

Primary Bedroom

  • Level: Second
  • Dimensions: 12.9X10

Property

Details

  • Parcel number: 780520918084

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 4,791 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: Multi Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Heat Wave
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Chowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$92$1,104
Property Taxes $225$2,700
Electricity $200$2,405
Total$1,705$20,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,457/yr
40% on housing$51,150/yr
45% on housing$45,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 15.9%
15.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 27932$185
Chowan County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27932
Chowan County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentTerri Stickle
BrokerageBHHS RW Towne Realty

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