376 2nd St, Belmont, MS, 38827
About This Home
Located in the heart of Belmont, this versatile property offers a unique mix of residential and commercial space. The 2BR, 2BA residential unit provides comfortable living with a convenient in-town setting. Attached to the residence is a spacious 2,600± sq ft office area featuring multiple rooms—ideal for business operations, storage, or specialty use. The property also includes a 1,400± sq ft garage/shop with 4 garage doors, providing excellent workspace or additional storage options. A rare opportunity for combined living, working, and income potential in a prime location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Aluminum/Steel Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 9
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,800 sqft
Living Room
- Features: Separate Living Room
Property
Details
- Parcel number: 13071235002
Features
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Covered Patio
- Exterior features: On-Site Storage,Storage
Lot
- Features: Other (See Remarks)
- Lot size dimensions: .36 acres +/-
Parking
- Total spaces: 4
- Parking features: More than 3 Coverd Spaces,Storage,Workshop in Garage,Garage Faces Side
- Has garage: Yes
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Drought
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Tishomingo County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $62 | $744 |
| Electricity | $353 | $4,240 |
| Total | $1,670 | $20,040 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $219,000 |
| 2026-05-08 | Listing removed | $219,000 |
| 2026-04-29 | Price change | $219,000 |
| 2026-02-24 | Price change | $229,000 |
| 2026-01-12 | Price change | $239,000 |
| 2025-11-14 | Listed for sale | $249,000 |
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