See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4448 S Shore Drive, Anacortes, WA, 98221

1beds
1baths
1,282sqft
$895,000
$698price/sqft
$5,421/moest. monthly cost
$216,840/yrincome needed

About This Home

NOW $895,000! Incredible value for 60 feet of pristine shoreline, your own private beach, unobstructed lifetime views, and coveted tideland ownership! Exceptional opportunity to experience island living at its finest in Guemes Island's most sought-after low-bank waterfront setting. This stunning south-facing, single-level waterfront home offers sweeping marine views, direct beach access, and true beachfront living. Spend your days exploring over a mile of uninhabited shoreline, relaxing in the sun-filled interior with water views from nearly every room, gathering in the spacious living and dining areas, or unwinding on the expansive waterfront patio while taking in spectacular sunsets. Thoughtfully updated while preserving its coastal charm, the home is filled with natural light year-round. Just minutes from the ferry, this is an extraordinary opportunity to own one of Guemes Island's most desirable waterfront retreats.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
6/10
Anacortes Middle SchoolGrades 6-82.1 mi
9/10
Anacortes High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1981

Materials

  • Foundation: Poured Concrete,Slab
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Radiant,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P31300
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Bay,Ocean,Sound,Strait
  • Has water view: Yes
  • Water view: Bay,Ocean,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: Low Bank,No Bank,Saltwater,Sound
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.33 Acres
  • Features: Fenced-Partially,Outbuildings,Patio,RV Parking

Parking

  • Parking features: Driveway,Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$177$2,124
Property Taxes $570$6,840
Electricity $149$1,793
Total$5,421$65,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,862/yr
40% on housing$162,630/yr
45% on housing$144,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$698This listing

vs Other Active Listings

Avg $/sqft

ZIP 98221$381
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98221$384
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$895,000
2026-07-03Price change$995,000
2026-05-29Listed for sale$1,035,000
2021-11-16Sold$939,000
2021-11-01Pending sale$929,000
2021-10-18Price change$929,000
2021-09-23Listed for sale$1,085,000
2021-09-19Listing removed--
2021-09-07Listed for sale$1,000,000

For Sale by Agent

AgentIsabel Ciuca
BrokerageMarketplace Sotheby's Intl Rty

Similar Homes