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12432 Lawrence 2137, Mount Vernon, MO, 65712

4beds
4baths
5,237sqft
$449,900
$86price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

A graceful front portico sets the tone before you even step inside this unique home. Situated on 28 wooded acres with a private circle driveway, the property offers rare privacy and nearly 6000 square feet!Inside, a bold entryway with arched openings and patterned retro flooring immediately distinguishes the space. One of multiple living areas includes a marble fireplace, Art Deco-inspired mirror, and built-in cabinetry, all complemented by original chandeliers and abundant natural light from a large bay window.The flow continues into a dining area with rich wallpaper and vintage lighting, and more oversized picture windows. The expansive kitchen features a generous counter space, extensive cabinetry, and a dumbwaiter. The main level offers three bedrooms and two baths, including a remodeled primary bathroom with granite countertops, a walk-in shower, and dual sinks. Downstairs, a walkout basement with two-story windows highlights a conversation pit with a brick fireplace, built-in alcoves, and a solid wood mantel, plus an open library-style built-in overlooking the space. This lower level also includes two large flex areas and one bedroom with a full bath. Throughout the home, you will find custom woodwork, paneling, and unique touches like a stained glass window over the tub. A thoughtfully designed floor plan, unmatched character, and a private outdoor setup with a pergola already in place, this home checks boxes you didn't expect.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Mt. Vernon Middle SchoolGrades 6-81.6 mi
7/10
Mt. Vernon High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Additional Water Heater(s),Free-Standing Electric Oven,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Utility,Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Wet Bar,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower
  • Door features: Storm Door(s)
  • Window features: Mixed
  • Flooring: Carpet,Marble,Linoleum,Tile
  • Fireplace features: Family Room,Basement,Two or More,Wood Burning,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 2,210
  • Finished area above ground: 3,027

Heating & Cooling

  • Heating features: Forced Air,Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,974
  • Total interior livable area: 5,237 sqft

Property

Details

  • Parcel number: 131001000000025000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck,Front Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 28 Acres
  • Features: Acreage,Wooded

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$442$5,304
Property Taxes $183$2,196
Electricity $399$4,798
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 65712$189
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65712
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$449,900
2026-06-29Listing removed$475,000
2026-04-07Price change$475,000
2026-03-19Listed for sale$520,000

For Sale by Agent

AgentEA Group
BrokerageKeller Williams Local

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