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697 Parkers Lake Dr, Perryville, MO, 63775

2beds
1baths
900sqft
$129,900
$144price/sqft
$977/moest. monthly cost
$39,080/yrincome needed

About This Home

Escape to peaceful lakefront living with this charming 2-bedroom, 1-bath cabin nestled on a private lake. Perfect as a weekend getaway or full-time retreat, this cozy property offers direct lake frontage, your own private dock, and a spacious deck overlooking the water—ideal for entertaining, relaxing, or simply taking in the stunning views. Inside, the cabin features a warm and inviting layout with comfortable living spaces. The newly updated open living area creates a relaxed atmosphere for gathering with family and friends. A 10' x 14' storage shed provides ample space for tools, lake gear, and outdoor equipment. Surrounded by nature yet offering all the essentials for comfortable living, this lakefront cabin is a rare opportunity to own your own slice of paradise. Don’t miss your chance to experience quiet, waterfront living at its best.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Perryville Primary CenterGrades PK-212.2 mi
4/10
3/10
Perryville Sr. High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Features

  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Baseboard,Wood
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 900 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main

Property

Details

  • Parcel number: 129.0031004005041.00000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front,Lake Privileges

Lot

  • Features: Waterfront

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$119$1,428
Property Taxes $61$732
Electricity $141$1,693
Total$977$11,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,497/yr
40% on housing$29,310/yr
45% on housing$26,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 63775$238
Perry County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 63775
Perry County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$135,000
2026-04-08Listed for sale$140,000
2022-07-29Sold--
2022-07-05Pending sale$54,000
2022-06-24Listed for sale$54,000
2022-06-10Contingent$54,000
2022-05-23Listed for sale$54,000

For Sale by Agent

AgentEllen Kirchdoerfer
BrokerageEDGE Realty, ERA Powered

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