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1052 Halsey Knob Road, Sparta, NC, 28675

2beds
2baths
1,296sqft
$399,500
$308price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Experience country living with sweeping pastoral and long-range mountain views in this charming new-construction 2-bedroom, 2-bath home. The open-concept living, kitchen, and dining area creates an inviting space for everyday comfort and entertaining. Enjoy outdoor living on the spacious back deck, the welcoming covered front porch, or the cozy side porch, each offering its own vantage point of the surrounding landscape. The unfinished basement includes a dedicated laundry area and offers excellent potential for future expansion—ideal for a den, office, game room, or additional living space tailored to your needs. Wake up to the peaceful sounds of the countryside, from calves calling in the morning to birdsong drifting across the fields. This property offers the rare opportunity to embrace the beauty of country life without the upkeep. A truly one-of-a-kind setting—schedule your appointment today to experience it for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Piney Creek ElementaryGrades PK-84.5 mi
7/10
Alleghany HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Hung,Double Pane Windows
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Electric,Heat Pump,None
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 3042625821
  • Zoning description: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open
  • Exterior features: Fence,Gravel Driveway
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Pasture

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Alleghany County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$145$1,740
Property Taxes $322$3,864
Electricity $200$2,405
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 28675$160
Alleghany County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28675
Alleghany County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$399,500
2025-07-17Sold$38,000

For Sale by Agent

AgentSHIRLEY RICHARDSON
BrokerageFoxfire Realty, Inc.

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