687 Three Creeks Ln, Sparta, NC, 28675
About This Home
Lofted Cabin (2005) with carport and shed, wood stove, wall heat, loft, new kitchen that would be an ideal home for 1-2 individuals or a bed and breakfast with some TLC. Over four thousand Christmas trees and a 2155 square foot barn (2005) that includes several areas for livestock (1/2-acre electric fence) one car garage and additional storage. This property, over 5.25 acres has existed as a retail choose and cut Christmas tree farm for 25 years and has the ability to produce substantial, future revenue from tree sales. Amazing views with lots of sun and shade. There are several fruit trees including apples, peaches, and blueberries. There are several varieties of Christmas trees with 3 different creeks that flow down through the property for water sources and multiple woodsheds. Well (serviced recently and septic are in great condition). Amazing location and close to town, only 4 miles. Too many other bonus features to list including Storage Sheds, General Store above the barn etc. Additional Parcel (adjacent with house) available for sale of over 2.5 acres. Please call for a showing!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Range / Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Laminate
Heating & Cooling
- Heating features: Stove,Wall
- Cooling features: Wall
Interior Area
- Total interior livable area: 384 sqft
Property
Details
- Parcel number: 3081795475
Features
- Exterior features: Other,Wood,Metal
- Has view: Yes
- View description: Mountain
Lot
- Lot size: 5.97 Acres
Parking
- Total spaces: 5
- Parking features: Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alleghany County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,178 | $14,136 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $139 | $1,668 |
| Electricity | $200 | $2,405 |
| Total | $1,601 | $19,212 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $244,000 |
| 2026-01-14 | Listed for sale | $249,999 |
| 2025-12-29 | Listing removed | -- |
| 2025-09-30 | Price change | $249,999 |
| 2025-09-08 | Price change | $254,999 |
| 2025-06-23 | Listed for sale | $249,900 |
View on Zillow