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54 Wagon Wheel Way, Sparta, NC, 28675

1beds
1baths
875sqft
$245,000
$280price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

Come experience the rustic charm and laid-back mountain lifestyle of this inviting 1-bedroom, 1-bath home nestled on 2.715 acres approximately 200 yards from the Blue Ridge Parkway. Surrounded by natural beauty and peaceful scenery, this property offers a quiet retreat where you can slow down, enjoy the outdoors, and embrace the simple pleasures of country living. A small creek meanders through the property, adding to its tranquil, storybook setting. An area is already prepared for an RV hookup, complete with power and sewer connections—great for guests, weekend adventures, or simply enjoying even more of the great outdoors. A 10' x 20' storage building with electricity provides plenty of room for tools, hobbies, or a workshop. Across the creek, a charming little cabin awaits your vision. With some renovation, it could become a cozy she-shed, artist's studio, writing retreat, or peaceful getaway tucked among the trees. It's the kind of space that invites you to unplug, get creative, and enjoy a slower pace of life. Major updates include a new roof (2021), updated electrical for RV hookup (2021), new septic system (2022), and new windows (2022). With its creek, wooded surroundings, convenient proximity to the Blue Ridge Parkway, and abundance of character, this is more than a home—it's an opportunity to embrace a relaxed, rustic mountain lifestyle and create a place that's truly your own. ***The photos of the home have been lightened, but are not AI modified.***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Glade Creek ElementaryGrades PK-86.0 mi
7/10
Alleghany HighGrades 9-127.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Block,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Gas,Masonry,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 875

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 860
  • Total interior livable area: 875 sqft

Property

Details

  • Parcel number: 3998917102

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open
  • Waterfront features: Creek,Stream

Lot

  • Lot size: 2.71 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Drought
Inland Flooding
Lightning
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Alleghany County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$89$1,068
Property Taxes $131$1,572
Electricity $200$2,405
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 28675$166
Alleghany County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28675
Alleghany County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$239,000
2026-07-14Price change$245,000
2026-06-25Price change$249,900
2026-06-04Listed for sale$269,000
2024-06-20Listing removed--
2024-02-08Listed for sale$279,900
2022-08-05Sold$239,000
2022-06-04Contingent$224,900
2022-06-01Listed for sale$224,900
2022-05-09Contingent$224,900
2022-04-21Listed for sale$224,900

For Sale by Agent

AgentWendy McCall
BrokerageAlleghany High Country Realty

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