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7 Legra Road, Grassy Creek, NC, 28631

2beds
2baths
969sqft
$299,989
$310price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 2-bath Storybook Cottage, perfectly positioned to offer river views and a serene lifestyle. Recently renovated with a host of updates—all fully permitted—this home combines classic character with modern convenience and move in ready condition. The exterior features all-new siding, while inside, you'll find beautifully refinished hardwood floors throughout and three mini-splits providing efficient heating and air conditioning. The open-concept living area showcases warm tongue-and-groove walls on oneside of the house and flows seamlessly into the kitchen and dining spaces. The kitchen has been stylishly updated with new butcher block countertops, a tile backsplash, stainless steel appliances, freshly painted two tone cabinetry, and a built-in wine rack. Both bathrooms have been completely remodeled, boasting large tiled showers, new flooring, and vanities. One of thebathrooms was added as part of a bedroom expansion and now serves as an en-suite for the primary bedroom. Fresh interior paint and all-new light fixtures complete the home’s fresh, inviting feel. Step outside onto the expansive deck—ideal for outdoor entertaining, family cookouts, or simply relaxing and taking in the views. The finished outdoor storage area includes a permanent heat source making the total heated SF of 1166 and currently functions as a laundry room, but could easily serve as a home office, art studio, or playroom. Situated on a large lot with the potential for an additional building site, this property is located in an unrestricted area with no POA fees, allowing flexibility for use as a full-time residence or a short-term vacation rental. Nearby access points to the New River provide endless opportunities for kayaking, fishing, and hiking. Centrally located just 20+ minutes from Sparta, West Jefferson, and Independence, this home offers a peaceful retreat with modern amenities and a strong connection to nature. Whether you're searching for a weekend getaway or a permanent residence, this cottage delivers comfort, charm, and convenience in one beautiful package.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Piney Creek ElementaryGrades PK-82.5 mi
7/10
Alleghany HighGrades 9-1212.8 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Cedar,Masonry,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 969

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Central Air,Ductless,3+ Units

Interior Area

  • Total structure area: 969
  • Total interior livable area: 969 sqft

Property

Details

  • Parcel number: 3013122027

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open
  • Exterior features: Out Building(s),Storage,Gravel Driveway
  • Has view: Yes
  • View description: Residential,River,Trees/Woods
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 1.19 Acres

Parking

  • Parking features: Driveway,Gravel,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Alleghany County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$114$1,368
Property Taxes $199$2,388
Electricity $200$2,405
Total$2,029$24,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 28631$194
Alleghany County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 28631
Alleghany County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$320,000
2025-11-27Listed for sale$349,900
2025-11-17Listing removed$359,989
2025-10-15Price change$359,989
2025-09-28Price change$369,989
2025-07-24Listed for sale$375,989
2024-10-07Sold$140,000
2024-08-31Pending sale$235,000
2024-07-04Listed for sale$235,000

For Sale by Agent

AgentChris Barr
BrokerageRealty One Group Results

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