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256A Bruce Rd, Mars Hill, NC, 28754

2beds
2baths
1,230sqft
$319,000
$259price/sqft
$2,077/moest. monthly cost
$83,080/yrincome needed

About This Home

Charming Duplex-Style Home in the Heart of Mars Hill Enjoy the convenience and charm of this well-maintained single-family home that shares one common wall with the adjoining duplex unit. Featuring 2 spacious bedrooms, each with its own full bathroom, this home offers a functional layout perfect for comfortable living or investment. The open floor plan creates a bright and welcoming living space, complete with a cozy fireplace that serves as the focal point of the living area. A covered front porch provides the perfect spot to relax and enjoy the peaceful surroundings. Outside, you'll find a fenced yard, paved driveway, and attached carport for added convenience. All kitchen appliances are included, making this home move-in ready. Ideally located within walking distance of downtown Mars Hill and Mars Hill University, this property offers exceptional versatility. Whether you're looking for a primary residence, a mountain getaway, or an income-producing rental investment, this home checks all the boxes. Property Features: 2 bedrooms, each with a private full bath Open-concept living, dining, and kitchen area Cozy fireplace Covered front porch Fenced backyard Carport Paved driveway Appliances included Walking distance to downtown Mars Hill and Mars Hill University Excellent opportunity for a full-time residence, vacation home, or rental property Laundry room adjoins one of the bathrooms. Don't miss this opportunity to own a low-maintenance property in one of Western North Carolina's most desirable small-town locations!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Dunn ElementaryGrades PK-51.3 mi
7/10
Dunn MiddleGrades 6-82.3 mi
4/10
Triton HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Open Floorplan
  • Flooring: Linoleum,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,230

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9747867843
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Other - See Remarks

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Covered,Front Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.43 Acres
  • Features: Cleared

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Madison County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$137$1,644
Property Taxes $127$1,524
Electricity $200$2,405
Total$2,077$24,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,211/yr
40% on housing$62,310/yr
45% on housing$55,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28754$243
Madison County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 28754$238
Madison County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$299,000
2026-07-06Listed for sale$319,000

For Sale by Agent

AgentAlton Robinson
BrokerageCarolina Mountain Realty, Inc.

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