See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45450 State Route 20, Concrete, WA, 98237

1beds
1baths
720sqft
$275,000
$382price/sqft
$1,833/moest. monthly cost
$73,320/yrincome needed

About This Home

Opportunity knocks in Upper Skagit Valley! Two parcels make up this private retreat conveniently located off State Route 20 and positioned just minutes from downtown Concrete. A true fixer upper on approximately 2.5 acres with an additional 1.7 acre lot providing ample space for a garden, recreational vehicles and room to spare. This property is ready for a buyer who sees the opportunity in the land with an eye to bring the original house back to life.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
2/10
Concrete High SchoolGrades 7-120.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Stove/Free Standing,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P43661
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Topography of land: Partial Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 2.58 Acres
  • Features: Value In Land

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$57$684
Property Taxes $237$2,844
Electricity $149$1,793
Total$1,833$21,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,845/yr
40% on housing$54,990/yr
45% on housing$48,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$175
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Pending sale$290,000
2026-02-09Price change$290,000
2025-10-24Listed for sale$300,000
2024-08-13Listing removed$325,000
2024-02-12Listed for sale$325,000

For Sale by Agent

AgentTimothy Christofer Lehr
BrokerageNextHome 365 Realty

Similar Homes