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50271 State Route 20, Concrete, WA, 98237

5beds
4baths
2,690sqft
$649,000
$241price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

Tucked into 3 private acres in the heart of the Skagit River Valley, this custom retreat delivers the kind of setting buyers dream about. Originally rooted on the site circa 1900, the main home was thoughtfully built in 1995, offering the character of a legacy property with the comfort and functionality today’s buyers expect. Unobstructed views of Sauk Mountain, a seasonal creek, mature evergreens, and wide open skies create a true sense of escape, just minutes from world class fishing, hiking, and wildlife. Inside, beamed ceilings, warm wood floors, and walls of windows bring the outdoors in. The open concept main level flows effortlessly, while the upper level primary suite offers a private balcony with stunning mountain views, plus a clawfoot tub and oversized shower for a true retreat feel. A fully equipped secondary living space with its own kitchen functions as a highly successful Airbnb, offering immediate income potential or flexible multi-generational living. Outside, the property is dialed for lifestyle and utility alike: expansive garden space, fruit trees, pasture potential, and multiple outbuildings including a garage and detached studio ideal for hobbies, guests, or future rental conversion. Properties like this are rare. Privacy, income, and iconic North Cascades views all in one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
2/10
Concrete High SchoolGrades 7-125.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Gas

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Hardwood,Laminate,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: P44619
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 3 Acres
  • Features: Secluded,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Propane,RV Parking
  • Lot size dimensions: 413 x 342 x 289 x 391 x 83

Parking

  • Total spaces: 8
  • Parking features: Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Ice Storm
Landslide
Volcanic Activity

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$136$1,632
Property Taxes $534$6,408
Electricity $183$2,207
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$171
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$685,000
2015-10-09Sold$290,000
2015-08-13Pending sale$297,000
2015-07-20Listed for sale$297,000
2004-12-06Sold$299,950

For Sale by Agent

AgentJeff Engen
BrokerageMJB Real Estate Group

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