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426 Mitchell St, Henderson, NC, 27536

2beds
1baths
882sqft
$155,900
$177price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

Discover this beautifully upgraded two-bedroom, one-bath residence, ideally situated in Henderson, North Carolina. This inviting home features stunning laminate floors in the living room, kitchen, and bathroom, creating a seamless flow that is both stylish and easy to maintain. The kitchen has been thoughtfully upgraded with new appliances, elegant granite countertops, and fresh cabinets, making it ideal for everyday cooking and entertaining. Fresh paint throughout enhances the home's appeal and provides a modern touch. Relax in the cozy bedrooms, adorned with new carpeting that adds warmth and comfort. The convenience of a washer and dryer that convey with the property ensures a hassle-free move-in experience. One of the standout features of this home is the fully renovated attic space. Whether you need extra storage, a productive home office, or an additional bedroom, this versatile area is ready to meet your needs. This property is an exceptional opportunity for first-time homebuyers or those looking to downsize without compromising on quality or style. Don't miss out on this must-see gem—schedule your showing today and experience the charm of this delightful home

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

1/10
Clarke Elementary SchoolGrades PK-52.4 mi
3/10
1/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter,Raised
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Range,Range Hood,Refrigerator,Washer,Washer/Dryer,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Open Floorplan,Recessed Lighting,Stone Counters
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 882
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Property

Details

  • Parcel number: 0076 04001A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Rain Gutters,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Vance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $788$9,456
Home Insurance *$91$1,092
Property Taxes $189$2,268
Electricity $200$2,405
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 27536$108
Vance County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 27536$136
Vance County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$155,900
2023-01-09Sold$125,000
2022-12-05Pending sale$138,900
2022-11-24Listed for sale$138,900
2022-05-20Sold$50,000
2019-02-17Listing removed$525
2019-02-14Listed for rent$525
2018-12-05Listing removed$525
2018-11-01Listed for rent$525

For Sale by Agent

AgentKia Settles
BrokerageeXp Realty, LLC - C

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