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45028 Baker Lake Road, Concrete, WA, 98237

1beds
1baths
1,684sqft
$1,200,000
$713price/sqft
$7,399/moest. monthly cost
$295,960/yrincome needed

About This Home

This remarkable 150-acre off-grid estate offers a true escape from the demands of modern life. Surrounded by unspoiled natural beauty of Baker River watershed, the property includes a solid built 1,684 sq ft unfinished cabin positioned to capture breathtaking 180-degree views of Mount Baker, Lake Shannon, and the surrounding mountains. An impressive 30' x 90' shop provides a huge amount of space for projects, equipment & storage, while approximately 1,500 feet of Lake Shannon water frontage adds to the property's exceptional appeal. Protected behind two locked gates and surrounded by thousands of acres of timber company forestland, this secluded sanctuary offers outstanding privacy, abundant wildlife, endless recreation, and spectacular scenery. This estate property is being sold AS IS with a Bargain and Sale Deed. The cabin is structurally sound but remains unfinished, with wiring, plumbing, and most finish components removed. A well and septic system are present on the property; however, their condition is unknown and any repairs or upgrades will be the responsibility of the buyer. The price reflects the improvements needed to restore the property to its ultimate glory. Whether you envision a private recreational getaway, hunting lodge, or full-time off-grid lifestyle, this unique property provides the foundation to create something truly special. Properties like this rarely come available so do not miss this unique oppertunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
3/10
Concrete High SchoolGrades 7-124.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1994

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 1/2 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Heating & Cooling

  • Heating features: None,Propane,See Remarks,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: P51501
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Has view: Yes
  • View description: Lake,Mountain(s),Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: High Bank,Low Bank,Medium Bank,Creek,Lake
  • Frontage length: Waterfront Ft: 1500
  • Topography of land: Level,Partial Slope,Rolling,Sloped,Steep Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 150.35 Acres
  • Features: Outbuildings,Propane,RV Parking,Shop

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Ice Storm
Landslide
Volcanic Activity

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$253$3,036
Property Taxes $930$11,160
Electricity $149$1,793
Total$7,399$88,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,680/yr
40% on housing$221,970/yr
45% on housing$197,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$713This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$162
Skagit County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$1,200,000
2007-10-24Sold$800,000

For Sale by Agent

AgentChris E. Belanger
BrokerageJohn L. Scott Skagit

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