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3732 Borland Rd, Ray, OH, 45672

4beds
4baths
4,581sqft
$535,000
$117price/sqft
$4,070/moest. monthly cost
$162,800/yrincome needed

About This Home

ENJOY QUIET COUNTRY LIVING JUST OVER AN HOUR FROM COLUMBUS IN THIS FOUR-BEDROOM, FOUR-BATH HOME ON APPROXIMATELY 20 ACRES WITH MORE LAND AVAILABLE WITH POOL, POND, AND WOODED AREA WITH VIEWS. HIGH CEILINGS IN THE MAIN LIVING AREAS AND PRIMARY SUITE CREATE AN OPEN, AIRY FEELING, WHILE THREE BRICK FIREPLACES ADD WARMTH AND CHARACTER THROUGHOUT. THE PRIMARY SUITE FEATURES A HIGH-CEILING BATH WITH A JACUZZI TUB, SHOWER, WALK-OUT DECK, AND AN ADJOINING LAUNDRY AREA. A GRANITE KITCHEN WITH JENN-AIR APPLIANCES CONNECTS THROUGH A BREEZWAY TO THE ATTACHED GARAGE AND OUTDOOR ENTERTAINING AREA.MANY MORE FEATURES

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Jackson Middle SchoolGrades 6-810.1 mi
4/10
Jackson High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Dishwasher,Electric Range,Gas Range,Gas Water Heater,Refrigerator,Trash Compactor
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Egress Window(s),Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Features

  • Flooring: Wood,Ceramic/Porcelain
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning Stove,Wood Burning,Three,Direct Vent
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,581
  • Total interior livable area: 4,581 sqft

Property

Details

  • Parcel number: E080010010100

Features

  • Levels: Two
  • Private pool: Yes
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 20 Acres
  • Features: Pasture

Parking

  • Total spaces: 2
  • Parking features: Common,Attached,Farm Bldg
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Hail
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$473$5,676
Property Taxes $401$4,812
Electricity $491$5,895
Total$4,070$48,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,542/yr
40% on housing$122,100/yr
45% on housing$108,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 45672$174
Jackson County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 45672
Jackson County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$535,000
2026-04-20Listed for sale$589,000
2026-03-04Listing removed$579,000
2026-01-23Price change$579,000
2025-11-13Price change$589,000
2025-10-10Price change$609,000
2025-10-07Listed for sale$629,000
2025-09-18Listing removed$599,000
2025-09-17Price change$599,000
2025-08-29Price change$589,000
2025-08-19Price change$599,000
2025-07-31Price change$619,000
2025-07-20Price change$630,000
2025-07-11Price change$640,000
2025-06-27Price change$645,000
2025-06-23Price change$649,000
2025-06-12Price change$699,900
2025-06-02Price change$735,000
2025-05-21Price change$749,000
2025-05-14Price change$785,000
2025-05-05Price change$790,000
2025-04-21Listed for sale$799,000
2024-03-18Sold$130,000
2024-01-22Listed for sale$675,000
2024-01-01Listing removed$675,000

For Sale by Agent

AgentNicholas Huscroft
BrokerageChosen Real Estate Group

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