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420 Warren Street, Mount Vernon, WA, 98273

5beds
3baths
2,231sqft
$525,000
$235price/sqft
$3,373/moest. monthly cost
$134,920/yrincome needed

About This Home

Incredible Triplex Potential on Mount Vernon Hill!Unlock massive upside on an excellent corner lot in a highly desirable neighborhood. Perfect for investors or ambitious buyers looking to build substantial equity, this versatile property is primed for an effortless multi-family triplex conversion.The main level’s south side features a 1-bedroom setup with its own bathroom and a kitchen area ready for your finishing touches. The other half of the main floor hosts an additional full bath, while the upstairs level boasts four more bedrooms and another full bathroom. Add stairs to the upper level to complete a lucrative three-unit layout, or restore the entire space into a grand single-family estate.Cherished by the same owner for 21 years, the property features elegant French doors leading to a beautiful, cozy backyard. Selling as-is with low-maintenance leaf guard gutters!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
3/10
5/10
Mount Vernon High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,231
  • Total interior livable area: 2,231 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P54683
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,French Doors
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Paved,Sidewalk,Deck,Fenced-Fully,Gas Available,High Speed Internet

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Volcanic Activity
Inland Flooding
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$110$1,320
Property Taxes $457$5,484
Electricity $152$1,831
Total$3,373$40,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,645/yr
40% on housing$101,190/yr
45% on housing$89,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 98273$281
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98273$311
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$525,000
2026-07-17Listed for sale$550,000
2026-07-09Pending sale$550,000
2026-07-09Listed for sale$550,000
2005-01-21Sold$199,000

For Sale by Agent

AgentStacy LaCount
BrokerageKeller Williams Western Realty

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