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1308 16th Street, Anacortes, WA, 98221

3beds
2baths
1,232sqft
$575,000
$467price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Perfectly positioned just minutes from downtown Anacortes, this inviting single-level home offers the ideal blend of comfort, character, and convenience. Stroll to local restaurants, boutiques, waterfront parks, marinas, and the vibrant community events that make Anacortes one of the Pacific Northwest's most desirable coastal towns. Inside, the spacious floor plan features a large kitchen with custom maple cabinetry, a welcoming living room with a cozy fireplace, expansive windows, and a peek-a-boo water view. Refinished hardwood floors add warmth and charm, while two full bathrooms, vinyl windows, a newer gas furnace, a 200-amp electrical panel, and a newly revitalized crawlspace provide lasting value. An oversized two-car garage and a detached 10' x 20' shop with convenient alley access offer abundant space for hobbies, projects, storage, or extra parking. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this home is a wonderful chance to enjoy everything Anacortes has to offer.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

8/10
6/10
Anacortes Middle SchoolGrades 6-80.4 mi
9/10
Anacortes High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Hardwood
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P55565
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 6,098 sqft
  • Features: Curbs,Paved,Shop

Parking

  • Total spaces: 5
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$114$1,368
Property Taxes $349$4,188
Electricity $149$1,793
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 98221$384
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98221$384
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$575,000
2017-09-29Listing removed$1,700
2017-09-19Listed for rent$1,700
2017-08-18Listing removed$1,750
2017-08-15Listed for rent$1,750
2006-06-08Sold$314,999
2005-12-19Sold$185,000

For Sale by Agent

AgentIsaac May
BrokerageRedfin

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