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2727 Vine St, Kansas City, MO, 64109

6beds
2baths
2,024sqft
$200,000
$99price/sqft
$1,568/moest. monthly cost
$62,720/yrincome needed

About This Home

Lakefront property for improved new $200k (higher for leass purchase)! $2130/mo income. A 3 lots home! 2727 Vine sits with a front-row seat to Troost Lake — one of Kansas City's quietest green spaces all with downtown and Midtown just minutes away. From the upper unit's deck, mornings start with water views instead of a neighbor's fence. This is a Kansas City duplex that lets you choose how you want to live in it. It is built for flexibility where you could live in the entire 6 bedroom home, owner occupy one half of the house and lease out the other half covering a real chunk of the mortgage before you even move in, lease out both halves, or lease out the whole house! So many possibilities to choose from! The downstairs 2-bedroom unit is already occupied and paying $1,080 a month — covering a real chunk of the mortgage before you even move in. Upstairs, the 3-br unit is vacant right now, rents for $1050, which means you get to decide how this house works for you: • Move in and live it. Take the upper unit, wake up to lake views, and let the downstairs rent help carry the payment. Seller is even offering lease purchase!! • Or skip the move entirely. The seller can even try to have a qualified tenant in place upstairs at $1,050/month before closing, so you step into a fully leased, cash-flowing duplex on day one. Either way, you're getting a centrally heated and cooled 1908 duplex with separate electric service (tenants pay their own), and the kind of lakefront home that's hard to find this close to the city center. Full unfinished basement. Lot 9,075 Sq Ft (Triple Lot-one vacant lot on each side. 2725 Vine and 2729 Vine empty lots also come with 2727 Vine so 3 lots included. Turn-of-the-Century Character Meets Modern Freedom Built in 1908, this home carries the authentic, enduring grit of Kansas City’s early 20th-century craftsmanship. It trades the generic, sterile look of modern builds for deep historical roots and turn-of-the-century structural integrity.

Getting Around

38
WalkingCar-Dependent
45
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

2/10
Central Middle SchoolGrades 7-81.4 mi
1/10
Central High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,024

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,024
  • Total interior livable area: 2,024 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 29720020700000000

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$215$2,580
Property Taxes $188$2,256
Electricity $154$1,854
Total$1,568$18,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,760/yr
40% on housing$47,040/yr
45% on housing$41,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 64109$187
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64109$104
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$200,000
2026-07-03Listed for sale$220,000
2025-09-12Sold--
2025-07-13Pending sale$219,000
2025-06-18Price change$219,000
2025-03-20Price change$229,000
2024-12-13Listing removed$995
2024-11-18Price change$995
2024-11-08Listed for sale$249,000
2024-10-18Listed for rent$1,095
2023-08-09Listing removed--
2023-07-08Listed for rent$995
2019-09-26Listing removed$127,000
2019-08-13Pending sale$127,000
2019-08-12Sold--
2019-07-20Price change$127,000
2019-06-04Listed for sale$139,500

For Sale by Agent

AgentRob Lang
BrokerageAt Home Kansas

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