




2727 Vine St, Kansas City, MO, 64109
About This Home
Lakefront property for improved new $200k (higher for leass purchase)! $2130/mo income. A 3 lots home! 2727 Vine sits with a front-row seat to Troost Lake — one of Kansas City's quietest green spaces all with downtown and Midtown just minutes away. From the upper unit's deck, mornings start with water views instead of a neighbor's fence. This is a Kansas City duplex that lets you choose how you want to live in it. It is built for flexibility where you could live in the entire 6 bedroom home, owner occupy one half of the house and lease out the other half covering a real chunk of the mortgage before you even move in, lease out both halves, or lease out the whole house! So many possibilities to choose from! The downstairs 2-bedroom unit is already occupied and paying $1,080 a month — covering a real chunk of the mortgage before you even move in. Upstairs, the 3-br unit is vacant right now, rents for $1050, which means you get to decide how this house works for you: • Move in and live it. Take the upper unit, wake up to lake views, and let the downstairs rent help carry the payment. Seller is even offering lease purchase!! • Or skip the move entirely. The seller can even try to have a qualified tenant in place upstairs at $1,050/month before closing, so you step into a fully leased, cash-flowing duplex on day one. Either way, you're getting a centrally heated and cooled 1908 duplex with separate electric service (tenants pay their own), and the kind of lakefront home that's hard to find this close to the city center. Full unfinished basement. Lot 9,075 Sq Ft (Triple Lot-one vacant lot on each side. 2725 Vine and 2729 Vine empty lots also come with 2727 Vine so 3 lots included. Turn-of-the-Century Character Meets Modern Freedom Built in 1908, this home carries the authentic, enduring grit of Kansas City’s early 20th-century craftsmanship. It trades the generic, sterile look of modern builds for deep historical roots and turn-of-the-century structural integrity.
Getting Around
Schools
Construction
Condition
- Year built: 1908
Materials
- Roof: Composition
- Construction materials: Stone & Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 2,024
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,024
- Total interior livable area: 2,024 sqft
Other
- Level: Second
Property
Details
- Parcel number: 29720020700000000
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $188 | $2,256 |
| Electricity | $154 | $1,854 |
| Total | $1,568 | $18,816 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $200,000 |
| 2026-07-03 | Listed for sale | $220,000 |
| 2025-09-12 | Sold | -- |
| 2025-07-13 | Pending sale | $219,000 |
| 2025-06-18 | Price change | $219,000 |
| 2025-03-20 | Price change | $229,000 |
| 2024-12-13 | Listing removed | $995 |
| 2024-11-18 | Price change | $995 |
| 2024-11-08 | Listed for sale | $249,000 |
| 2024-10-18 | Listed for rent | $1,095 |
| 2023-08-09 | Listing removed | -- |
| 2023-07-08 | Listed for rent | $995 |
| 2019-09-26 | Listing removed | $127,000 |
| 2019-08-13 | Pending sale | $127,000 |
| 2019-08-12 | Sold | -- |
| 2019-07-20 | Price change | $127,000 |
| 2019-06-04 | Listed for sale | $139,500 |
