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817 34th Street, Anacortes, WA, 98221

2beds
1baths
1,712sqft
$509,950
$298price/sqft
$3,138/moest. monthly cost
$125,520/yrincome needed

About This Home

Cute little craftsman bungalow in need of some TLC. Could be a fixer or tear-down, as the property is zoned R-4 to potentially build up to four townhomes with views. Buyer to verify. Large level corner lot with alley at 9,148sf to accommodate a nice development property.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

6/10
6/10
Anacortes Middle SchoolGrades 6-80.7 mi
9/10
Anacortes High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1940

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Flooring: Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P55632
  • Zoning: R4
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Water Heater
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,Paved,Value In Land,Cable TV,High Speed Internet
  • Lot size dimensions: 90 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$101$1,212
Property Taxes $310$3,720
Electricity $149$1,793
Total$3,138$37,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,588/yr
40% on housing$94,140/yr
45% on housing$83,680/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 98221$384
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98221$384
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$559,000
1985-10-01Sold$49,500

For Sale by Agent

AgentGay Harper
BrokerageJohn L. Scott Anacortes

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