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1806 12th Street, Anacortes, WA, 98221

2beds
1baths
774sqft
$375,000
$484price/sqft
$2,347/moest. monthly cost
$93,880/yrincome needed

About This Home

Exceptional opportunity in one of Anacortes' most desirable locations! This 2-bedroom, 1-bath home sits on a shy ¼-acre lot and offers tremendous potential for investors, builders, or buyers looking to create something new. The existing home is in need of extensive repairs and is being sold as-is, making this an ideal candidate for a major renovation or possible redevelopment. Favorable zoning may provide future development opportunities (buyer to verify all zoning, density, permitted uses, and development potential with the City of Anacortes). Large lots in established neighborhoods are increasingly hard to find, making this a unique chance to secure a property with outstanding upside. Conveniently located near parks, schools, shopping, waterfront amenities, and everything Anacortes has to offer. Bring your vision and unlock the possibilities!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

8/10
6/10
Anacortes Middle SchoolGrades 6-80.7 mi
9/10
Anacortes High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Flooring: Softwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 774
  • Total interior livable area: 774 sqft

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P57121
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Territorial
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 10,454 sqft
  • Features: Curbs,Paved,Sidewalk,Gas Available,RV Parking

Parking

  • Total spaces: 5
  • Parking features: Driveway,RV Parking
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$74$888
Property Taxes $228$2,736
Electricity $149$1,793
Total$2,347$28,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,468/yr
40% on housing$70,410/yr
45% on housing$62,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 98221$386
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98221$384
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$375,000
2026-07-31Listed for sale$375,000
1997-03-27Sold$75,000

For Sale by Agent

AgentPaul Weisz
BrokerageWindermere RE Anacortes Prop.

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