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408 N Church St, Ninety Six, SC, 29666

5beds
3baths
3,611sqft
$375,000
$104price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Step into a piece of history at 408 Church Street N in Ninety Six, South Carolina, a beautifully preserved 5-bedroom, 3-bathroom farmhouse originally built in 1880. Rich with timeless character and thoughtful updates, this home blends historic charm with modern functionality. From the moment you arrive, the classic wraparound covered porch welcomes you with the kind of Southern charm that invites quiet mornings, rocking chairs, and evening conversations. Inside, you'll find warm hardwood floors, tall ceilings, and historic architectural details that reflect the home's late-19th-century heritage. The spacious layout offers five bedrooms and three full bathrooms, providing plenty of room for family, guests, or flexible living spaces. The inviting living areas feature beautiful wood floors and multiple cozy brick fireplaces, creating a warm and comfortable atmosphere for gathering. A generous kitchen anchors the home with ample cabinetry, stainless steel appliances, and a large center island with seating, making it ideal for everyday living or entertaining. Two large walk-in pantries and nearby laundry room add extra convenience. Several recent improvements help preserve the home while enhancing functionality. The roof was replaced in 2022, and the support and joist beams of the covered porch were also replaced in 2022, helping maintain the integrity of the home's iconic front porch. Additional updates include two modern refrigerators, and a garbage disposal added in 2026. The home is serviced by three HVAC systems, each approximately 15 years old, providing flexible climate control throughout the home. Set on a beautiful lot with mature pecan trees and a sweeping front yard, the property offers both space and curb appeal while being conveniently located within the historic town of Ninety Six. Seller disclosure: The seller is the sibling and father of the listing agent. This is a rare opportunity to own a piece of local history while enjoying the comfort of a spacious and welcoming farmhouse.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
8/10
Edgewood Middle SchoolGrades 6-83.2 mi
6/10
Ninety Six High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Architectural,Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 2-Story Foyer,High Ceilings,Blown Ceiling(s),Ceiling Fan(s),Laminate Counters,Smooth Ceiling(s),Storage,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Luxury Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Gas,Gas Log,Great Room,Living Room,Master Bedroom,Wood Burning,Fireplace Equipment
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,611
  • Total interior livable area: 3,611 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6885996540

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around
  • Exterior features: None
  • Has spa: Yes
  • Spa features: Jetted Tub
  • Fencing: None
  • Frontage length: Road: 122
  • Living area range: 3600-3899

Lot

  • Lot size: 0.85 Acres
  • Features: None

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Greenwood County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$137$1,644
Property Taxes $264$3,168
Electricity $347$4,166
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 29666$213
Greenwood County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 29666$207
Greenwood County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$375,000
2026-03-06Listing removed--
2025-10-22Listed for sale$375,000
2013-01-29Sold$65,000
2012-06-26Sold$97,000

For Sale by Agent

AgentJohn Milam
BrokerageMcClendon Realty LLC

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