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116 Bluff Rd, Greenwood, SC, 29649

2beds
2baths
1,850sqft
$524,900
$284price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Come experience the best of lakeside living in this fully remodeled brick home by the peaceful shores of Lake Greenwood, offering amazing 180-degree views and the best sunsets on the lake. Inside, a warm and inviting interior features open-concept living centered around the kitchen and its massive island, perfect for gathering and entertaining. The walkout basement could also be used as a third bedroom. Enjoy quiet evenings on the screened porch, savoring the sounds of nature and the gentle lake breeze. This home is fully updated inside and outside. Home features two gas fireplaces, one upstairs and one down, a fully updated dock with a lift, a drive-in shop with electricity, and best of all no HOA or restrictions. Start living the dream in this lakeside haven today. Call to make your private appointment now! 24-Hour Open House Call us today for open house times! Exclusive Benefits Just for You: Enjoy peace of mind with our 12-month Home Warranty, close on time guarantee, and a 24-month Satisfaction Guarantee: Love this home, or we will buy it back or sell it for free! First responders and military members-ask about our appreciation discount! More options, Just for You: If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call or text the listing agent on how this exclusive offer works.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Brewer Middle SchoolGrades 6-86.2 mi
5/10
Greenwood High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Masonry - Brick,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 6960292011
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Screened Porch,Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Deep Water Dock,Dock,Waterfront,Lake
  • Waterbody name: Lake Greenwood

Lot

  • Lot size: 0.89 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Greenwood County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$284$3,408
Property Taxes $258$3,096
Electricity $204$2,449
Total$3,400$40,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 29649$173
Greenwood County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 29649$156
Greenwood County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$524,900
2026-07-08Contingent$524,900
2026-06-26Listed for sale$524,900
2024-07-17Listing removed$624,900
2024-06-10Listed for sale$624,900
2020-05-22Sold$279,900
2020-04-16Pending sale$299,900
2020-04-07Listed for sale$299,900

For Sale by Agent

AgentBenjamin 'kellar' Lawrence
BrokerageYour Home Sold Guaranteed Realty

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