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41766 N Shore Lane, Concrete, WA, 98237

2beds
1baths
1,044sqft
$275,000
$263price/sqft
$1,830/moest. monthly cost
$73,200/yrincome needed

About This Home

Charming 2-bedroom, 1-bath country cottage located in the Cape Horn community directly across from the Skagit River and surrounded by mature trees. Open kitchen/living area with large windows and river views. Spacious wrap-around deck. Newer roof on home and outbuilding (approx. 3 years). Home was previously raised above the flood plain, and during the recent flood neither the home nor outbuilding had water intrusion. Short sale—subject to lender approval. Home offers great potential with some updating needed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
2/10
Concrete High SchoolGrades 7-123.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: P63216
  • Zoning: RI
  • Zoning description: Jurisdiction: County
  • Special condition: Short Sale
  • Other equipment: Leased Equipment: propane

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Partial Slope
  • Residential vegetation: Brush

Lot

  • Lot size: 0.73 Acres
  • Features: Paved,Deck,Outbuildings

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$57$684
Property Taxes $234$2,808
Electricity $149$1,793
Total$1,830$21,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,742/yr
40% on housing$54,900/yr
45% on housing$48,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$175
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$275,000
2026-03-27Listing removed$274,950
2025-12-31Listed for sale$274,950
2024-06-14Sold$335,000
2024-04-08Pending sale$335,000
2024-03-26Listed for sale$335,000

Pre-Foreclosure - For Sale by Agent

AgentEdward Finlan
BrokerageKW North Sound

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