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32893 S Shore Drive, Mount Vernon, WA, 98274

1beds
1baths
368sqft
$790,000
$2,147price/sqft
$4,913/moest. monthly cost
$196,520/yrincome needed

About This Home

Rare Find on Lake Cavanaugh… Lake Cavanaugh, one of Washington’s best kept secrets. Located just North of the Snohomish / Skagit County Line. Offering 171 feet of no-bank lake frontage on a shy Acre flat lot (.90 Acres). The existing layout includes a rustic cabin with a sleeping loft. The Big News is power, septic, water and the dock are in place. It’s ready for your Dream Home! Lot is approved for single-family residence and garage. Arguably one of the best lots. Would it serve for your dream home? Detailed Information Package available. Truly one of Lake Cavanaugh’s Premium Properties. Unlike corridor view lots and homes separated from the lake by the road, this property offers an exceptional presentation to the lake. Also ideal for trailers and or R.V. Parking. Potential for owner financing and / or lease purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
4/10
Cascade Middle SchoolGrades 7-815.6 mi
6/10

Construction

Condition

  • Property condition: Good
  • Year built: 1960

Materials

  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove(s)/Range(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Loft
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,See Remarks,Stove/Free Standing,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 368
  • Total interior livable area: 368 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: P66826
  • Zoning: Rural Village Residential (RVR)
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Loft
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,No Bank
  • Frontage length: Waterfront Ft: 171
  • Topography of land: Level

Lot

  • Lot size: 0.90 Acres
  • Features: Open Lot,Paved,Value In Land,Deck,Dock,RV Parking
  • Lot size dimensions: 226 x 171 x 175 x 225

Parking

  • Total spaces: 10
  • Parking features: Driveway,Off Street,RV Parking
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$173$2,076
Property Taxes $597$7,164
Electricity $149$1,793
Total$4,913$58,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,445/yr
40% on housing$147,390/yr
45% on housing$131,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,147This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$282
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$790,000
2021-10-22Sold$500,000

For Sale by Agent

AgentEdward Gillis Jr
BrokerageKeller Williams Realty Bothell

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