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13574 S Green Street, Anacortes, WA, 98221

1beds
1baths
1,504sqft
$454,000
$302price/sqft
$2,859/moest. monthly cost
$114,360/yrincome needed

About This Home

Perched above the water in scenic Similk Beach, this beautifully remodeled 1-bed, 1- bath two-story beach cottage blends coastal charm with modern comfort. This home features a brand new roof and gutters, newly installed septic, flooring, appliances, and expansive decks on both levels, making it move-in ready - or the perfect short-term rental. Enjoy breathtaking sunrises and water views from every floor, and soak up the serene seaside lifestyle just minutes from Anacortes amenities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
6/10
Anacortes Middle SchoolGrades 6-84.3 mi
9/10
Anacortes High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1993

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: electric,Water Heater Location: basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: P69211
  • Zoning: 110
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: no

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Fireplace,Jetted Tub,Water Heater
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay,Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean
  • On waterfront: Yes
  • Waterfront features: High Bank,Ocean Front
  • Topography of land: Sloped

Lot

  • Lot size: 3,049 sqft
  • Features: Adjacent to Public Land,Cul-De-Sac,Dead End Street,Paved,Cable TV,Deck,Patio

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance *$90$1,080
Property Taxes $325$3,900
Electricity $149$1,793
Total$2,859$34,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,022/yr
40% on housing$85,770/yr
45% on housing$76,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 98221$385
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98221$384
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$475,000
2026-02-25Price change$499,000
2026-01-13Listed for sale$540,000
2024-12-06Sold$375,000
2022-09-19Sold$225,000
2022-09-03Pending sale$275,000
2022-08-23Price change$275,000
2022-08-15Listed for sale$329,000
2005-06-30Sold$244,500

For Sale by Agent

AgentDavid Campbell
BrokerageKeller Williams Western Realty

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