13197 Satterlee Rd, Anacortes, WA, 98221
About This Home
Timeless coastal charm on Similk Beach. This rare low-bank waterfront cottage captures the essence of a 1920 seaside bungalow, lovingly restored to honor its history while elevating it for modern living. Every detail reflects thoughtful craftsmanship—from custom-milled knotty pine walls to the Rumford fireplace, built of Frazier River Rock & adorned w/ shells & fossils gathered from the shore. Offered fully furnished, this home invites you to step into a relaxed coastal lifestyle from the moment you arrive. A separate studio cottage provides a serene retreat for guests or options for a vacation rental. RV/Boat parking + 2 sheds w/ power. Moor your boat on a nearby buoy & let your waterfront adventure begin right outside your doorstep!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Wood Siding
Notable Dates
- Major remodel year: 2010
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Utility Room
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
- Main level bathrooms: 2
Dining Room
- Level: Main
Features
- Dining Room
- Door features: French Doors
- Flooring: Softwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Lower Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,850
- Total interior livable area: 2,100 sqft
Kitchen With Eating Space
- Level: Main
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: P69271
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Dining Room,Fireplace,French Doors,Water Heater
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- On waterfront: Yes
- Waterfront features: Low Bank
- Frontage length: Waterfront Ft: 75 ft approx
- Topography of land: Level,Partial Slope
- Residential vegetation: Garden Space
Lot
- Lot size: 7,405 sqft
- Features: Deck,High Speed Internet,Moorage,Outbuildings,RV Parking
Parking
- Parking features: Driveway,Off Street,RV Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Skagit County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $865 | $10,380 |
| Electricity | $149 | $1,793 |
| Total | $7,840 | $94,080 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-14 | Price change | $1,449,000 |
| 2025-09-19 | Listed for sale | $1,499,999 |
| 2008-08-08 | Sold | $649,000 |
| 2008-06-01 | Price change | $649,000 |
| 2008-03-25 | Listed for sale | $725,000 |
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