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45940 Albert Street, Concrete, WA, 98237

2beds
2baths
1,600sqft
$359,000
$224price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Fresh landscaping welcomes you to this well maintained 2 bedroom, 1.5 bathroom home, situated on a spacious double lot at a desirable corner location just a short distance from downtown Concrete. Inside, you'll find high ceilings, durable vinyl plank flooring, white cabinetry, butcher block counters, stainless steel appliances, a ductless mini split with A/C, and a large walk-in closet in the primary bedroom complete with a built-in organization system. The primary suite also features a full bathroom for added convenience. The unfinished basement offers endless potential for future living space, a workshop, hobby area, or additional storage. Outside, enjoy the welcoming front deck, privacy trees, a gravel walkway leading to the backyard, RV parking, and a 16x25 detached garage. Whether you're looking for your first home, an investment opportunity, or a property with room to customize, this home delivers space, privacy, and opportunity in a convenient in-town location.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
3/10
Concrete High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P70747
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,High Tech Cabling,Walk-In Closet(s)
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,405 sqft
  • Features: Paved,Deck,RV Parking

Parking

  • Parking features: Detached Garage,RV Parking
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$75$900
Property Taxes $309$3,708
Electricity $149$1,793
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$174
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$359,000
2026-07-14Price change$370,000
2026-07-02Listed for sale$375,000
2024-05-23Sold$332,500
2024-04-29Pending sale$331,550
2024-04-19Listed for sale$331,550
2023-09-22Sold$150,000
2023-08-29Pending sale$200,000
2023-08-12Price change$200,000
2023-06-16Listed for sale$249,000

For Sale by Agent

AgentAshley Britschgi
BrokerageJohn L. Scott R.E. Lake Tapps

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