3412 Charlotte St, Kansas City, MO, 64109
About This Home
Seize this exceptional investment opportunity at 3412 Charlotte St in Kansas City, MO, where historic charm meets modern construction! Originally a spacious single-family residence, this property has been transformed into a 10-bedroom, 3-story duplex with a unique blend of well-maintained historic front building and brand-new construction in the rear. Both structures feature their own kitchen, with a combined 10 private bedrooms and 9.5 baths, offering flexibility and ample space for tenants. The front building boasts vintage charm, meticulously updated to match modern standards, while the back addition completed in 2024 is fresh, modern, and ready for occupancy. Additionally, the adjacent lot is included and offers highly desirable off-street parking and offers even more possibilities for additional development, parking, or other ammenities.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Composition
- Construction materials: Brick/Mortar,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Gas Range,Stainless Steel Appliance(s),Washer
- Laundry features: Inside
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bathrooms: 9
Features
- Common Entry
- Window features: Window Coverings
Heating & Cooling
- Heating features: Natural Gas,Zoned
- Cooling features: Electric,Zoned
Property
Details
- Parcel number: 29840293400000000
- Zoning: R 2.5
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 5,982 sqft
Parking
- Total spaces: 4
- Parking features: Off Street,On Street,Paved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Tornado
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,272 | $51,264 |
| Home Insurance * | $910 | $10,920 |
| Property Taxes | $795 | $9,540 |
| Electricity | $141 | $1,693 |
| Total | $6,118 | $73,416 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $850,000 |
| 2025-01-10 | Sold | -- |
| 2024-09-10 | Listed for rent | $800 |
| 2018-04-20 | Sold | -- |
| 2018-03-22 | Pending sale | $170,000 |
| 2018-03-07 | Listed for sale | $170,000 |
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