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4506 F St, Amana, IA, 52203

6beds
3baths
2,030sqft
$190,000
$94price/sqft
$1,495/moest. monthly cost
$59,800/yrincome needed

About This Home

A great investment opportunity located in the historic Amana Colonies! This house is was being used as a duplex which consists of a "front unit" and "back unit". The front unit has 2 and could be a 3rd non conforming/walkthrough bedroom, 1 full bathroom, kitchen, dining room and living room. The back unit has 2 and could be a 3rd non conforming/walkthrough bedroom, 1.75 bathrooms, kitchen and living room. The basement area contains the laundry units and storage spaces. Other features include an attached one car garage, 4 parking spaces, covered patio/carport area, a good sized back yard, the windows are only 5 years old and new water heater in 2022. *the property sharing the driveway to the left of this house is not included in this listing. Please be aware that research regarding the Amana Colonies Association may be required if any changes to the property are expected. Please allow 72hrs for an offer response time, seller reserves the right to accept an offer at anytime. ***Accepted offer, will continue to show until contingency for loan approval is released***

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Amana Elementary SchoolGrades PK-41.4 mi
9/10
7/10

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Block
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bath in Primary Bedroom,Upper Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 2,030

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 2,030 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 104005061
  • Zoning: Res
  • Zoning description: Res

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 38 x 200

Parking

  • Total spaces: 4
  • Parking features: Carport,Four or more Spaces,See Remarks
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Drought
Hail
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$161$1,932
Property Taxes $223$2,676
Electricity $151$1,817
Total$1,495$17,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,257/yr
40% on housing$44,850/yr
45% on housing$39,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 52203$138
Iowa County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 52203
Iowa County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$190,000
2025-12-05Listing removed$180,000
2025-08-13Price change$180,000
2025-06-04Listed for sale$185,000
2025-02-11Listing removed$185,000
2024-10-01Price change$185,000
2024-08-10Listed for sale$190,000
2022-05-19Sold$155,000
2022-04-05Pending sale$155,000
2022-03-29Listed for sale$155,000
2020-08-07Listing removed$143,000
2020-06-05Listed for sale$143,000
2020-04-09Listing removed$145,000
2020-02-24Price change$145,000
2019-10-09Listed for sale$150,000
2010-06-03Sold$110,000

For Sale by Agent

AgentWendy Manning
BrokerageKeller Williams Legacy Group

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