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2825 Hidden Valley Ln, Hudson, KY, 40145

1beds
1baths
504sqft
$129,900
$258price/sqft
$998/moest. monthly cost
$39,920/yrincome needed

About This Home

2825 Hidden Valley Ln offers an affordable waterfront setup on Rough River Lake with a dock in a quiet no-ski zone. Built in 2015, this well-kept 1-bedroom, 1-bath, fully furnished mobile home is ideal for buyers looking for a simple weekend getaway, short-term rental opportunity, or low-maintenance lake property without the upkeep and cost of a larger home. Inside, the 504 sq ft layout is clean, comfortable, and in excellent condition. The living room opens into the eat-in kitchen, giving the main living space an open feel. Laminate flooring runs throughout much of the home, the bedroom includes a large closet, and the full bathroom features a tub/shower combo. Central heat and air, along with the lightly used condition of the home, make it easy to start enjoying right away. Outside, the property offers a large concrete driveway, covered back deck, and an outbuilding for additional storage. The wooded waterfront setting gives the property a quiet, tucked-away feel, while the dock at the end of the string sits in a no-ski zone that is well-suited for floating, kayaking, fishing, swimming, and enjoying calmer water. The neighborhood boat ramp is located approximately half a mile from the property, making this setup especially convenient for fishermen and weekend lake users. Being able to launch nearby, spend a few hours on the water, and pull the boat back out without dealing with crowded public ramps or long drives across the lake is a huge advantage. It's the kind of easy, low-hassle setup that many neighborhoods don't have. You're also about 17 minutes from North Fork Recreation Area, North Fork Boat Ramp, lake-area restaurants, shops, and other local conveniences, and about 22 minutes from Hardinsburg for groceries, restaurants, and everyday essentials. The neighborhood also allows short-term rentals, making this property a realistic option for Airbnb or weekend rental income. Between the furnished setup, nearby boat ramp, and easy-to-manage size, it's the kind of property many lake visitors are looking for when they want a simple place to stay close to the water without the cost of a large lake house. If you're looking for a waterfront property with a dock that's fully furnished, move-in ready, and priced at an affordable entry point to Rough River Lake, this is one worth seeing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Custer Elementary SchoolGrades PK-510.0 mi
5/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 504

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: H V 54

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 8,712 sqft
  • Features: Easement,See Remarks,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$83$996
Property Taxes $105$1,260
Electricity $154$1,850
Total$998$11,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,217/yr
40% on housing$29,940/yr
45% on housing$26,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 40145$84
Breckinridge County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 40145
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$129,900
2026-05-20Listed for sale$138,000
2025-10-22Listing removed$145,000
2025-04-14Price change$145,000
2024-10-28Listed for sale$150,000
2022-05-06Sold$6,500
2021-01-06Sold$46,500

For Sale by Agent

AgentAlissa Doan
BrokerageRed Edge Realty

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