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755 Meadow Lake Ln, Hardinsburg, KY, 40143

2beds
2baths
1,620sqft
$385,000
$238price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

755 Meadow Lake Ln. offers over 2 acres of Rough River Lake waterfront hidden back in the beautifully manicured Subdivision of Meadow Lake. This retreat is the ideal place to get away and unwind. The circular drive offers a convenient pull through option and additional parking. The detached single garage keeps all your yard equipment & lake toys. The perfectly placed fire pit allows family & friend to make smores with the moon dancing off the water in the background. The lake home has an open kitchen and living space on the main level, along with two bedrooms & a full bathroom. The finished walkout basement has a wide open room used as two flex spaces to meet your needs, along with two additional sleeping rooms and a half bath with stackable washer & dryer. The upper and lower decks were just painted and ready to enjoy. The lower level has a sweet swing and extra storage space. Below the property is an easy sloping path that leads to the end dock that transfers with COE approval. You can enjoy this one all year long, but grab it up now and get in for the remainder of the summer season!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 810
  • Finished area above ground: 810

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 810
  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: ML 13, ML 14, ML 15

Features

  • Stories: 1
  • Patio & porch: Wrap Around,Deck
  • Exterior features: See Remarks,Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2.04 Acres
  • Features: Covt/Restr,Easement,See Remarks,Cleared,Dead End,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$247$2,964
Property Taxes $296$3,552
Electricity $154$1,850
Total$2,643$31,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 40143$128
Breckinridge County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 40143
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$385,000
2015-08-17Sold$197,500
2014-11-24Sold$200,000

For Sale by Agent

AgentKari Jones
BrokerageGreater Rough River Realty Group

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