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1990 Patriot Shores Ln, Westview, KY, 40178

4beds
5baths
4,446sqft
$925,000
$208price/sqft
$6,386/moest. monthly cost
$255,440/yrincome needed

About This Home

1990 Patriot Shores Ln offers the kind of space, setup, and waterfront lifestyle that's difficult to find on Rough River Lake. Situated on a point lot in the Patriot Shores community, this property includes approximately 4,446 finished sq ft, a dock located at the subdivision access point, a gentle walk to the water below the home, and enough room to comfortably accommodate large groups without feeling crowded. From the moment you step inside, the scale of the home stands out. The two-story great room features soaring ceilings, a wall of waterfront-facing windows, hardwood flooring, a gas fireplace with stone accents, and an open design that connects the kitchen to the living and dining areas. The kitchen offers custom cabinetry, granite countertops, a large center island, pantry, and plenty of seating space for family and guests. One of the things that sets this property apart is the bedroom and bathroom layout. The home offers three spacious suites, each with its own bathroom, creating a setup that works exceptionally well for multiple families or guests visiting for the weekend. Two of the suites on the main level feature large closets, and private access to outdoor living areas. In addition to the suites, the massive loft overlooks the great room below and provides flexible space for bunk beds, a game room, additional sleeping quarters, or a second living area. The walkout lower level adds a tremendous amount of usable space. The main area is currently set up with multiple beds, bunk beds, a large sitting area, and entertainment space, giving the home the ability to comfortably accommodate large groups. This level also includes the third bedroom suite with its own full bathroom, an additional half bath, utility room, access to the screened-in patio, and direct access to the attached two-car garage. Spending time outdoors was clearly a priority when this home was built. A large composite deck spans nearly the entire waterfront side of the home, providing multiple areas for enjoying the peaceful setting. Below, the screened-in patio stretches across much of the lower level and adds even more usable outdoor space. The gently sloping backyard is a feature buyers immediately notice, offering plenty of room for yard games, spending time around the fire pit, and incredibly easy access to the shoreline. The natural beach area below the property provides a unique place to explore, fish from the bank, launch a kayak, or simply enjoy the water's edge. Additional features include a finished attached two-car garage, stamped concrete drive with abundant parking, outdoor shower with hot water, mature trees providing privacy, and a dock located at the subdivision access point. It's hard to overstate how much space this property offers. Homes of this size are uncommon on Rough River Lake. Add in three private suites, a huge loft, multiple living areas, a gentle waterfront lot, dock access, and nearly 4,500 finished square feet, and it's easy to see why 1990 Patriots Shores stands out against everything else on the market. Most furniture is negotiable to stay.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Other,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,448
  • Finished area above ground: 2,998

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,998
  • Total interior livable area: 4,446 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: PS 32

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Deck
  • Exterior features: Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.75 Acres
  • Features: Irregular Lot,Covt/Restr,Easement,AddLndAve,Cleared
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$612$7,344
Property Taxes $746$8,952
Electricity $351$4,213
Total$6,386$76,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,948/yr
40% on housing$191,580/yr
45% on housing$170,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40178$229
Breckinridge County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 40178
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$925,000
2022-06-24Sold$925,000
2022-06-10Pending sale$875,000
2022-05-24Contingent$875,000
2022-05-15Listed for sale$875,000

For Sale by Agent

AgentAlissa Doan
BrokerageRed Edge Realty

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