45401 Nellie Lane, Concrete, WA, 98237
About This Home
Investor Special! Renovate the main home while generating rental income from the second dwelling. Your North Cascades Escape—With Income Potential! Discover a property that's more than just a home—it's an opportunity. The 2+ bedroom main house features hardwood floors and a cozy wood stove, ready for your vision and updates. A separate MIL (mother-in-law) unit provides immediate flexibility for rental income, guest accommodations, or multigenerational living. The possibilities continue with a bonus buildable, offering the potential for multiple income streams and future expansion. Situated on 1.25 acres with breathtaking Sauk Mountain views and a creek in your backyard, this property also includes RV parking and plenty of space to enjoy the outdoors. Whether you're an investor, looking for a multigenerational living arrangement, or seeking a home with exceptional income potential, this property delivers. Nestled in the heart of the North Cascades, this rare offering combines scenic beauty, versatility, and investment potential—giving you the chance to create your dream lifestyle while building long-term value.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average
- Year built: 1920
Materials
- Roof: Composition,Metal
- Construction materials: Wood Siding,Wood Products
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: basement
Basement
- Has basement: Yes
- Basement: Bath/Stubbed
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Entry Hall
- Level: Main
Features
- Flooring: Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Baseboard,Electric,Wood
- Cooling features: None
Interior Area
- Total structure area: 1,209
- Total interior livable area: 1,209 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: P104843
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Fireplace,Vaulted Ceiling(s),Water Heater
- Has view: Yes
- View description: Mountain(s),Territorial
- On waterfront: Yes
- Waterfront features: Creek
- Topography of land: Level,Partial Slope
- Residential vegetation: Brush,Garden Space,Wooded
Lot
- Lot size: 1.25 Acres
- Features: Cable TV,High Speed Internet,Outbuildings,RV Parking
- Lot size dimensions: 147 x 88 x 70 x 120 x 60 x 140 x 76
Parking
- Parking features: Driveway,Off Street,RV Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Volcanic Activity
- Winter Weather
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Skagit County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $344 | $4,128 |
| Electricity | $149 | $1,793 |
| Total | $2,594 | $31,128 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $399,000 |
| 2022-03-18 | Sold | $300,000 |
| 2021-06-01 | Sold | $45,000 |
| 2013-11-14 | Listing removed | $100,000 |
| 2013-08-13 | Listed for sale | $100,000 |
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