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705 Finley Lane #N2, La Conner, WA, 98257

2beds
3baths
1,654sqft
$525,000
$317price/sqft
$3,265/moest. monthly cost
$130,600/yrincome needed

About This Home

Welcome to this beautifully remodeled 2-bedroom, 2.5-bath turnkey home in the charming waterfront town of La Conner. Thoughtfully updated and truly move-in ready, this home offers modern comfort while being just blocks from the heart of historic downtown.Step inside to discover bright, inviting living spaces with stylish upgrades and contemporary finishes throughout. The remodeled interior features a functional layout designed for both everyday living and entertaining. Each bedroom offers privacy and comfort, while the added space of the loft provides a flex space for an in home gym or office. Enjoy the ease of low-maintenance living with updates already completed—simply move in and start enjoying everything this special community has to offer! Whether you're looking for a full-time residence, or weekend retreat, this home checks all the boxes. Located just a short stroll from the shops, restaurants, galleries, and waterfront in historic downtown La Conner, you’ll love having some of the area’s best dining, boutique shopping, and scenic waterfront walks just minutes from your door. The town is known for its vibrant arts scene, charming streets, and proximity to the natural beauty of the Skagit Valley. If you’ve been searching for a fully remodeled home in one of Washington’s most picturesque small towns, this is an opportunity you won’t want to miss!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
5/10
La Conner Middle SchoolGrades 6-80.6 mi
1/10
La Conner High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,654
  • Total interior livable area: 1,654 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P111805
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,Loft,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space,Pasture

Lot

  • Lot size: 1,655 sqft
  • Features: Dead End Street,Paved,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$126$1,512
Property Taxes $336$4,032
Electricity $149$1,793
Total$3,265$39,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,942/yr
40% on housing$97,950/yr
45% on housing$87,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 98257$319
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98257$335
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$525,000
2026-06-12Listed for sale$550,000
2021-06-21Sold$360,000
2021-04-17Price change$370,000
2021-04-10Price change$385,000
2021-04-09Listed for sale$395,000
2019-09-06Sold$315,000
2001-04-04Sold$162,750

For Sale by Agent

AgentLauren Moore
BrokerageHansen Group Real Estate Inc

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