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425 Parker Memorial Dr, Olive Hill, KY, 41164

5beds
4baths
3,452sqft
$379,000
$110price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

The ''WOW'' factor... this recently renovated brick ranch on a basement is a stunner for sure! Step into the expanded Living room that opens into the newly remodeled Kitchen and Dining Area and be amazed with the choice of neutral luxury vinyl plank flooring throughout the first level. The updated kitchen features stark white Shaker Style cabinetry ready for your appliances. The first floor features 3 bedrooms and 2 full baths and 1/2 bath in the garage. Large utility room off the garage to stop and unload your shoes/keys/coats before entering the kitchen. The massive family room is adorned with vaulted ceilings and warm woods to bring a cozy/homey feeling to any gathering. The walkout basement features 1 or 2 extra bedrooms-you choose. There is a 2nd kitchen in the basement as well. Also in the basement is a nice sized family/den area with freshly painted wood walls would be great for an in-law suite or any hobby you can dream of. Basement waterproofing(with transferable warranty) completed in 2025.Two Income producing residential rentals also brings in $950/month. Large 3 bay barn/shop will also allow for tinkering with the hobbies of any sorts. This is the whole package

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Family Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • In-Law Floorplan,Ceiling Fan(s)
  • Flooring: Other,Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,426
  • Finished area above ground: 2,026

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,452
  • Total interior livable area: 3,452 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: First

Recreation Room

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0432007028.00

Features

  • Levels: One
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 1.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$353$4,236
Property Taxes $180$2,160
Electricity $272$3,271
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 41164$83
Carter County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 41164$104
Carter County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$379,000
2026-03-31Listed for sale$395,000
2026-03-11Contingent$395,000
2025-10-22Price change$395,000
2025-07-12Listed for sale$439,500
2024-06-21Listing removed--
2023-12-20Listed for sale$329,000
2023-04-28Listing removed--
2022-10-28Listed for sale$435,000
2022-10-19Listing removed--
2022-09-26Listed for sale$435,000

For Sale by Agent

AgentRandy Newsome
BrokerageUnited Real Estate Bluegrass

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