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138 Lummi Drive, La Conner, WA, 98257

2beds
2baths
1,303sqft
$799,000
$613price/sqft
$5,280/moest. monthly cost
$211,200/yrincome needed

About This Home

Experience premier waterfront living in highly desirable La Conner. This exceptional home boasts 120 feet of waterfront along with two deepwater floating docks—a 49-foot concrete dock and a shared 30-foot wooden dock—ideal for boating enthusiasts and yacht owners alike. Extensively renovated in 2021, the home showcases a beautifully updated kitchen featuring striking granite countertops, an impressive 8-foot island, and an open-concept layout that flows effortlessly into the main living space, all surrounded by stunning water views. Enjoy thoughtfully updated bathrooms, including a spa-inspired shower with a waterfall fixture, plus a dedicated office with radiant floor heating, new windows, a Scandinavian style propane fireplace/stove, heat pump, air conditioning and a refreshed laundry area. A durable 50-year tile roof adds long-term value and peace of mind. Granite and hardwoods throughout. Low property taxes enhance affordability, while Shelter Bay amenities—including a clubhouse, golf course, pool, beach access, and available RV parking—provide a resort-style lifestyle. Boating access from your backyard makes this home a true gateway to Anacortes and the San Juan Islands, with potential to lease moorage to other boaties. This property is on leased land, with the current lease in place through 2044 and negotiations underway for a new 75-year extension.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
La Conner Middle SchoolGrades 6-81.1 mi
2/10
La Conner High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: exterior front

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Stove/Free Standing,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Property

Details

  • Parcel number: P129007
  • On leased land: Yes
  • Zoning description: Jurisdiction: See Remarks
  • Special condition: Standard
  • Other equipment: Leased Equipment: propane tank

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Water Heater
  • Has view: Yes
  • View description: Bay,Canal
  • Has water view: Yes
  • Water view: Bay,Canal
  • On waterfront: Yes
  • Waterfront features: Low Bank,Bayfront
  • Frontage length: Waterfront Ft: 120
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,906 sqft
  • Features: Cul-De-Sac,Cable TV,Deck,Dock,High Speed Internet,Moorage,Patio,Propane,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Ice Storm

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$192$2,304
Property Taxes $899$10,788
Electricity $149$1,793
Total$5,280$63,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,028/yr
40% on housing$158,400/yr
45% on housing$140,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 98257$308
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98257$335
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$799,000
2020-09-17Sold$545,000
2020-08-31Pending sale$560,000
2020-08-09Price change$560,000
2020-08-04Price change$590,000
2020-07-31Price change$695,000
2020-07-22Listed for sale$600,000

For Sale by Agent

AgentDebbie Lindsey
BrokerageRE/MAX Town Center

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